Choose your location to get a site experience tailored for you. Remember my region and language settings Related Expertise:Insurance, Digital Transformation, Organization Design May 1, 2020 By Tatjana Bender , Karolien Gielen , Teresa Schreiber , Simone Schwemer , and Michael Urban Most insurers are underinvesting in digital initiatives and are steadily falling behind the industry’s “digital champions”—companies prioritizing those investments and building digital organizations.