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Articles by Steve Browning
How I Sold My Most Expensive Painting: Lessons from Sandycove
Steve Browning, painting a large canvas (28 x 36 in.) en plein air -advertisement- In this guest blog post, artist Steve Browning shares how he sold a landscape painting for €2,400 (about $2,800 USD), and his advice for you. This is part of a series featuring a leader in the art community who is on the faculty of the online art conference, Plein Air Live, September 16-18, 2026.
The office and functions of the Prime Minister
The office of Prime Minister of the United Kingdom has evolved over three centuries and is rarely found in statute.
The future of local banking services and access to cash
People are relying less on both physical cash and traditional bank branches: Cash was used for only 14% of all payments in the UK in 2022 (pdf), according to data from the trade body, UK Finance. The number of bank and building society branches in the UK fell by about 34% between 2012 and 2021, according to the Office of National Statistics. Who’s affected by the changes?
Banking, investments and credit FAQs
My bank has frozen my account. Why is this and what can I do about it? Although circumstances may vary, banks must monitor and respond to “suspicious” activity on accounts to comply with legislation on money laundering and financing terrorism. If they have significant suspicions they must report and freeze the account. They’re generally not allowed to tell the customer that this is happening. The technical name for the whole process is “de-risking”. The consumer website Which?
House of Commons Library
Who are mortgage prisoners? Although definitions vary, generally speaking “mortgage prisoners” are people who are unable to switch mortgages to a better deal, even if they are up to date with their payments. Most mortgage prisoners have a mortgage in a closed book of an inactive firm. This means that the mortgage is held with a lender that can no longer make mortgage contracts because they are not authorised to do so. Why are there mortgage prisoners?
Economic Crime and Corporate Transparency Bill 2022-23: Progress of the Bill
The Economic Crime and Corporate Transparency Bill 2022-23 (Bill 154) is a government bill introduced in the House of Commons on 22 September 2022.
Not everyone is blessed by a 'holiday'
Steve Browning, Bremerton Holiday definition, from Merriam Webster: Vacation, leave, break, recess, relaxation, sabbatical, rest, furlough, liberty, respite, interim, breather, legal holiday, loafing, slacking. Many are not fortunate enough to enjoy that break. Many need to work either by their employer’s directions or out of actual immediate need. Many have other difficulties and challenges that leave this greeting Pollyanna at best.
Coronavirus: Business loans schemes
In early 2020, the Government established three main schemes to provide loans to businesses of different sizes affected by coronavirus: The Coronavirus Business Interruption Loan Scheme (CBILS) offered loans of up to £5m for businesses with a turnover under £45 million. The loans were 80% backed by the Government. The Coronavirus Larger Business Interruption Loan Scheme (CLBILS) extended the standard CBILS approach to larger businesses.
Promotion and regulation of financial products on Black Friday
High-cost credit covers a wide range of financial products including bank overdrafts, loans, buy-now-pay-later and rent-to-own schemes. Each product has its own benefits to consumers, but they also carry a risk of consumer harm. This harm may include high repayment costs and a greater risk of financial problems. Regulation of high-cost credit The Financial Conduct Authority (FCA) regulates generally regulates credit.
Compensation (London Capital & Finance plc and Fraud Compensation Fund) Bill 2021-22
The Compensation (London Capital & Finance plc and Fraud Compensation Fund) Bill 9 of 2021-22 was introduced in the House of Commons on 12 May 2021 and will have its Second Reading on 8 June. It covers arrangements required for two discrete compensation funds. London Capital & Finance plc compensation fund London Capital & Finance (LC&F) was a financial services firm that failed in January 2019. While LC&F was regulated by the Financial Conduct Authority (FCA), the ‘mini-bonds’ it sold were not.
The business interruption insurance court case: How much of a victory is it?
Last week the Supreme Court found in favour of the Financial Conduct Authority (FCA) and businesses in an appeal concerning an earlier judgment by the High Court. The case considered clauses in some business interruption insurance policies. The decision has been widely reported as a victory for businesses, with suggestions that thousands of businesses are in line for a payout. But things aren’t quite that simple. Most businesses are unlikely to benefit, even if they held interruption policies.
Welcome to a New Normal
2021 is shaping up to be a reasonably strong year for the metal building industry By Steve Browning Chairman, Metal Building Manufacturers Association Posted December 01, 2020 “Unprecedented. Once in a century. A new normal. There is no way we can reflect on the year that was for MBMA and not acknowledge how the COVID-19 pandemic made it unique.” That’s what Metal Building Manufacturers Association general manager Tony Bouquot said to me recently when we were talking about a theme for this article.
Stay Focused Amidst the Turmoil
An unresolved future creates uncertainty By Steve Browning Chairman, Metal Building Manufacturers Association Posted September 01, 2020 What a strange and unprecedented year this has been! As I sit here writing this article in July, I can’t predict if Alabama will win a single game this year because we don’t even know if there will be a college football season. Football fans, like business leaders, are walking a path they never intended to tread.
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