People are disappointed by the lack of new policies for new births and families with babies in the latest budget speech with the problems of low birth rates and high costs in the city. Shin Yoon Jung, 37, a housewife who anticipates the birth of her child this April, expressed disappointment over this budget proposal. "I am really disappointed that the proposal has no real benefit for a pregnant woman. I think one of the factors behind Hong Kong's low fertility rate is economic factors," Shin said.