Tamara Holmes
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Writer/Editor for @aarp, @sistersletter, @usatoday, @diversitywoman, @goodrx and more. @HowardU alum. I cover personal finance, business, careers & health.💗💚
Articles by Tamara Holmes
What should you do if your medication isn’t covered by insurance? 4 tips and tactics, plus how to file an appeal
Posted 4/8/26 GoodRx reports on how to handle situations when medications aren't covered by insurance, offering tips for appeals, alternatives, and financial assistance. This item is available in full to subscribers. E-mail Password Print and web subscribers If you're a print and web subscriber, but do not yet have an online account, click here to create one. Non-subscribers Click here to see your options for becoming a subscriber.
What should you do if your medication isn’t covered by insurance? 4 tips and tactics, plus how to file an appeal
Woman in a winter coat purchasing medication at a CVS pharmacy counter. - emin kuliyev // Shutterstock What should you do if your medication isn’t covered by insurance? 4 tips and tactics, plus how to file an appeal It’s frustrating when your health insurance doesn’t cover your medication. A drug that appears on a formulary — the list of medications covered by a health insurance plan — can get dropped anytime.
What should you do if your medication isn’t covered by insurance? 4 tips and tactics, plus how to file an appeal
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How to Find Old 401(k) Accounts
Paul Spella (Getty images 2) Chances are, you wouldn’t give an old boss control of your bank account. Yet many Americans inadvertently leave 401(k) accounts behind with employers when they change jobs. The number of “dormant” retirement accounts — those that have been forgotten or left behind — jumped from 14.8 million to 28 million between 2012 and 2023, according to an analysis of U.S. Department of Labor (DOL) data by PensionBee, an online retirement account provider.
How Much Is Epsolay Without Insurance?
Key takeaways: Epsolay (benzoyl peroxide) is a prescription-only cream used to treat rosacea in adults. Epsolay is a brand-name medication with no generic alternative. Without insurance, one 30 g pump of Epsolay cream (5%) costs an average of . The manufacturer doesn't offer discounts for Epsolay at this time. But with a GoodRx coupon, you may be able to pay a cash price as low as . Anything that affects your appearance has the potential to cause distress.
How Much Is Arbli Without Insurance?
Key takeaways: Arbli (losartan) is a prescription-only angiotensin II receptor blocker (ARB) that comes as an oral suspension. This blood pressure medication is an option for people who have difficulty swallowing tablets or require liquid medication for another reason. Arbli is a brand-name medication with no generic alternative. Without insurance, one 165 mL bottle of Arbli 10 mg/mL costs an average of . With a GoodRx discount, you may be able to pay a cash price as low as at certain pharmacies.
How Much Does Alrex Cost Without Insurance‚Äč?
Key takeaways: Alrex (loteprednol) is a corticosteroid eye drop that treats allergic conjunctivitis, also known as eye allergies. These prescription-only drops are intended for short-term use to reduce redness, itching, and swelling in the eyes. A generic version is also available. Without insurance, a 5 mL bottle of brand-name Alrex 0.2% eye drops costs an average of . Getting the generic version can help you save.
What is a Social Security Disability Freeze?
If an illness or injury leaves you unable to work for an extended period, your income is almost certain to take a hit. And those years with little or no income can reduce or even eliminate future Social Security retirement benefits, which are based on your lifetime earnings history. That’s why the Social Security Administration (SSA) instituted a mechanism called a “disability freeze,” which mitigates the impact of a disability today on your Social Security payments tomorrow.
How Much Is Humira Without Insurance?
Key takeaways: If you have an autoimmune condition, your immune system becomes dysfunctional and causes inflammation. This can manifest into many symptoms that can cause pain, fatigue, and frustration. (adalimumab), a specialty biologic medication, works by blocking the protein tumor necrosis factor (TNF), which causes or contributes to inflammation.
What Is the Break-Even Age for Social Security?
Tamara E. Holmes Updated December 11, 2025 Published October 10, 2018 / Updated December 11, 2025 Social Security retirement benefits are primarily based on two factors: your average income over your working life and your age at the time of claim. You get to decide when to start collecting benefits, within an eight-year window from age 62 to age 70. The longer you wait, the higher your monthly payment will be.
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