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Understanding Annuities

As seen in: CentSai
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Articles by Understanding Annuities

What Is Asset Allocation

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By Peter Neeves, Understanding Annuities, Patrick Graham
| CentSai Verified
6 second take: A complex tool with a simplified and understandable explanation — find out what asset allocation is and how it could benefit you. Asset allocation is misunderstood. It’s more than just not having all of your eggs in one basket. It’s a complex tool, but using asset allocation can be simple. The disservice many do in explaining asset allocation is to oversimplify. It certainly can be simplified and made understandable. But making it appear far simpler than it is glosses over its power.
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Lifestyle Creep: Understanding and Avoiding This Trap

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By Peter Neeves, Understanding Annuities
| CentSai Verified
6 second take: It's easy to feel pressured into a lifestyle that you can't afford. Find out how to avoid the traps of lifestyle creep. Lifestyle creep affects the affluent as well as the poor. It shows no favor. It saps your finances and prevents you from achieving your goals. All too often, you’re not even aware it’s happening. Lifestyle creep is a major financial problem you might not know exists.
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Bond Prices and Interest Rates: A Guide

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By Peter Neeves, Understanding Annuities
| CentSai Verified
6 second take: You don't need a degree in finance to understand bonds and interest — here's what you need to know. The relationship between bonds and interest isn’t mythical or abstract. It’s straightforward, albeit with a number of variables. But a working understanding of bonds and interest needn’t be difficult. Bonds are issued by organizations to raise capital. Corporations issue them; governments issue them. The bond is an obligation to repay the purchaser their money at some point in the future.
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