William Black
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Articles by William Black
3.7.0 | Docusaurus
🎉️ Docusaurus v3.8 is out! 🥳️ ← Back to index page January 3, 2025 🚀 New Feature docusaurus-faster, docusaurus #10800 feat(core): Turn Rspack incremental on by default (again) (@slorber) docusaurus-plugin-content-blog, docusaurus-theme-classic #10768 feat(blog): Add author social icons for bluesky, mastodon, threads, twitch, youtube, instagram (@GingerGeek) create-docusaurus, docusaurus-mdx-loader, docusaurus-module-type-aliases, docusaurus-plugin-client-redirects,...
Israel will go ahead with judicial overhaul after Passover, says minister
The Israeli government will push ahead with the proposed judicial overhaul immediately after the upcoming Passover holiday, Transportation Minister Miri Regev said on Sunday. "As Prime Minister Benjamin Netanyahu said, the reform was only put on hold and there is a clear date for the next session. Right after Independence Day, we will continue with the legislation," she told the Likud publication Melukadim.
Flavor Fever: Barleywine of the Old Style
Any strict definitions for the term “barleywine” are of fairly recent origin—and, according to respected beer historian Martyn Cornell, it’s dubious to apply the word to a style. For centuries, it was simply a poetic way of referring to the stronger sorts of pale-ish beers available in Britain. It didn’t appear on a label until about 1900, in connection with Bass Brewery’s No. 1, a 10-plus percent ABV Burton-style ale. Its name notwithstanding, brewers have been making very strong beers for ages.
Multivariate data analysis
Home Catalog Multivariate data analysis Services Location: PSBIB.QA278.003(8) Mon 09:00-19:00 Tue 09:00-19:00 Wed 09:00-19:00 Thu 09:00-19:00 Fri 09:00-19:00 Sat closed Sun closed Services at the library Reference details Details Citing For librarians For developers Permalink: https://lib.ugent.be/catalog/rug01:002813538 Title: Multivariate data analysis / Joseph F. Hair, Jr., William C. Black, Barry J. Babin, Rolph E. Anderson. ISBN: 9781473756540 Edition: Eighth edition.
Managing Incidental Findings on Thoracic CT: Lung Findings. A White Paper of the ACR Incidental Findings Committee
Abstract The ACR Incidental Findings Committee presents recommendations for managing incidentally detected lung findings on thoracic CT. The Chest Subcommittee is composed of thoracic radiologists who endorsed and developed the provided guidance. These recommendations represent a combination of current published evidence and expert opinion and were finalized by informal iterative consensus.
The Celtic Chimera
I'm writing from the scene of the first Kilkenomics Festival, which brings together finance experts and professional comics to try to answer the public's questions about why the world is suffering recurrent, intensifying financial crises, why Ireland has gone to the heights and crashed spectacularly, and what options does it have that other nations in crisis have used successfully.
The Honest Appraisers Whose Warnings Should Have Prevented the Great Financial Crisis
By: William K. Black Associate Professor of Economics and Law, University of Missouri-Kansas City The honest appraisers’ warning was ideal. It was timely, blunt, courageous, and unambiguous. If the regulators had acted on the warning, there would have been no Great Financial Crisis (GFC). Unfortunately, the Presidents Clinton and Bush (II) appointed financial regulators because they were anti-regulators, so they ignored the appraisers’ warning.
7 Myths of the Great Financial Crisis — The Con
By: William K. Black 1. Fraud is a distraction Elite fraud and predation drove the GFC. By 2006, about 40% of all the mortgage loans made that year were “liar’s” loans – loans that did not verify the borrower’s income. The mortgage industry’s own anti-fraud experts (MARI) warned that the fraud incidence in these loans was 90%. In response, the industry rapidly increased its liar’s loans. In 2006, the industry made over one million fraudulent liar’s loans.
‘The Con’ - The Docuseries and the Underlying Elite Fraud and Predation Epidemics
By: William K. Black Associate Professor of Economics and Law, University of Missouri-Kansas City When you watch the five-part docuseries called “The Con” be prepared to have your preconceptions about the Great Financial Crisis (GFC) shattered. While my primary appointment is in economics, I am a white-collar criminologist and my research focuses on the most elite and harmful forms of fraud, corruption, and predation.
Raj Kundra pens the most romantic birthday note for wife Shilpa Shetty: Just seeing you smile lights up the darkest of days - Times of India
Raj Kundra pens the most romantic birthday note for wife Shilpa Shetty: Just seeing you smile lights up the darkest of days Share this on: FacebookTwitterPintrest TIMESOFINDIA.COM Created: Jun 8, 2020, 09:12 IST By - facebooktwitterincom Raj Kundra penned the most romantic birthday note for Shilpa Shetty as she turned a year older today.
Video: When Salman Khan sang ‘Main Hoon Hero Tera’ for a female fan and she couldn’t stop blushing - Times of India
Video: When Salman Khan sang ‘Main Hoon Hero Tera’ for a female fan and she couldn’t stop blushing Share this on: FacebookTwitterPintrest TIMESOFINDIA.COM Created: Jun 8, 2020, 09:16 IST By - facebooktwitterincom Superstar Salman Khan, who is currently at his Panvel farmhouse, is one of the most loved actors of Bollywood. He enjoys a loyal fan base and the box office numbers are proof. From kids to veterans, everyone loves to watch his on the big screen.
Sonu Sood meets Maharashtra CM Uddhav Thackeray, says ‘thank you for all the support offered to help my migrant brothers reunite with their families’ - Times of India
Bollywood actor Sonu Sood has been highly praised on social media for helping the migrant workers who are stranded in the city due to coronavirus pandemic. He has been arranging bus and flight services for the migrants to help them reach their hometowns and reunite with their families. Yesterday, Sonu met Maharashtra Chief Minister Uddhav Thackeray at the latter's residence Matoshree. Thackeray's son and State Minister Aaditya Thackeray was also present.
The FSA’s Defense Against Blair’s Attack on it Shows Why the FSA Failed
By William K. Black Quito: May 16, 2015 In my immediately prior article I discussed in detail Prime Minister Tony Blair’s May 26, 2005 speech calling on the UK to “win” the regulatory race to the bottom. In particular, Blair singled out the Financial Services Authority (FSA) for blistering criticism.
MMT Takes Center Stage - and Orthodox Economists Freak
William K. Black March 11, 2019 Bloomington, MN First Article in a Series The massive, coordinated assault on Modern Monetary Theory (MMT) scholars by the most elite forces of orthodoxy represents a watershed moment in economics, but we must not lose sight that the real attack is actually on progressives, particularly the newly elected progressive members of Congress plus Elizabeth Warren, and Bernie Sanders.
We Were Regulators Once: Ed Gray's Finest Hour
On April 2, 1987, four U.S. Senators met secretly with Federal Home Loan Bank Board (Bank Board) Chairman Edwin J. Gray in the offices of Senator DeConcini (D.AZ). Senator Donald Riegle (D. MI) was a surprise no-show. DeConcini was joined by Alan Cranston (D. CA), John Glenn (D. OH), and John McCain (R. AZ). Keating hired Alan Greenspan as a lobbyist to help recruit the Keating Five.
Cheap Sexism and Intellectual Dishonesty about Marriage
This is the second column in my series about win-win strategies to strengthen the family and countering the conservative culture warriors who use the family as a means to oppose win-win solutions that bring people together. Mark Regnerus is one of the most notorious of these hard right culture warriors. He is the disgraced pseudo-scholar who right-wing groups funded to try to gin up evidence that same sex marriage harmed children.
The Job Guarantee Should Unite Anyone Interested in Strengthening Families
The Job Guarantee Should Unite Anyone Interested in Strengthening Families The University of Missouri – Kansas City recently hosted the first conference on Modern Monetary Theory (MMT) and a closely associated idea, a federally-backed job guarantee for everyone willing and able to work.
Is Politico or Third Way More Divorced from Reality?
Is Politico or Third Way More Divorced from Reality? The Wall Street wing of the Democratic Party (Third Way) is relentless in trying to bring back the days in which the Democratic Party’s leaders buried the Party in Wall Street’s pocket under the label “New Democrats.” That period led President Clinton and Vice President Gore to implement disgraceful policies that made Wall Street executives fabulously wealthy at the expense of people.
The Right Wing’s Fake Fake News of Hate
The Right Wing’s Fake Fake News of Hate When people do awful things and know they are doing awful things and want to continue to do them they compound their awfulness by playing cute. The cuteness demonstrates that they know that what they are doing is indefensible to moral people. The political “dog whistle” is an example of this cutesy tactic. Rachel Maddow’s September 4, 2017 program presented a classic example.
Jared Bernstein Shows the Costs of Not Understanding Sovereign Currencies
UMKC has just hosted a well-attended conference on Modern Monetary Theory (MMT) and job guarantee (JG) programs in which the federal government would provide the funds for employer of last resort programs. In conjunction, MMT and JG allow full employment to become the norm. MMT is based on reality, it explains how the monetary system in a nation with a sovereign currency actually functions.
William Black: How to rob a bank (from the inside, that is)
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People Reject Neoliberalism's Return, But Challenges Remain in Ecuador
Ecuador has just staged another successful democratic election--as even the Wall Street Journal now reports, based on international election observers from the Organization of American States (OAS) that have no love for the Ecuadorian party that won the election. Most of the foreign reportage on the election focuses on Julian Assange, who has taken refuge in Ecuador's embassy in London. But what are the real problems that Lenin Moreno and the people of Ecuador will face when he becomes President?
Iceland Introduces World's First Law for Equal Pay for Women
Iceland has introduced the world's first legislation that would mandate equal pay for men and women in both the public and private sectors. RELATED: Indonesian Feminists Take ‘Concrete Stand’ Against Cement Plant The world first would see private and government employers in the country with more than 25 or more workers go through audits and gain a certification that they are an equal pay employer, or be threatened with fines.
US: Immigrant Workers Plan Historic Strike on May 1
Various immigrants' rights groups and labor unions have allied to organize the largest U.S. May 1 demonstration in the past 10 years, the groups announced in a press conference on Monday in Washington, D.C. OPINION: What History Reveals About Anti-Semitism and Anti-Immigrant Sentiments in the US The announcement came in the context of anti-immigrant stances and policies by U.S. President Donald Trump, which has triggered a movement of solidarity for immigrant workers and workers of color...
Ecuador's Tax Evading Oligarchs Try to Reconquer the Nation
The democratic elections of President Rafael Correa in Ecuador have enraged the oligarchs, particularly the wealthiest bankers who ruled and predated on the nation for so many decades.That predation led to a massive banking crisis led by fraudulent elite bankers.Ecuadorians fled the nation in record numbers.Ecuador suffered the highest percentage of emigration in Latin America.Political crises became the norm, with a series of presidents forced to resign within months.Correa and his reform...
Latin America Congratulates Ecuador's Lenin on Electoral Win
Latin American leaders congratulated Lenin Moreno for his victory over former banker Guillermo Lasso in Ecuador’s presidential election. With 98.45percent of the official vote counted, Lenin defeated former banker Guillermo Lasso, candidate for the right-wing CREO-SUMO alliance with 51.14 percent to 48.86 percent, according to results issued by the country’s National Electoral Council early Monday morning.
Ecuador's Lenin Moreno Defeats Banker in Presidential Election
Progressive candidate and renowned disability activist from the ruling Alianza Pais, Lenin Moreno has won the Ecuadorian presidential election Sunday. IN PHOTOS: Left or Right? Ecuadoreans Vote in Decisive Presidential Race With 94.18 percent of the official vote counted, Lenin defeated former banker Guillermo Lasso, candidate for the right-wing CREO-SUMO alliance with 51.07 percent to 48.93 percent, according to results issued by the country’s National Electoral Council on Sunday night.
'Adios!': Murders of Mexican Journalists Force Outlet to Close
A Mexican newspaper in the border city of Juarez is shutting down. The reason? It’s too dangerous to do journalism there. RELATED: If You Want to Murder a Journalist in Mexico, Chances Are You'll Get Away with It Oscar Cantu Murguia, the editor of Norte, penned an editorial informing readers of the publication's decision to shut down.
Reality Virus Infects Kansas Legislators, Brownback Immune
The good news is that the Kansas legislature, the land of the lunatics, experienced an outbreak of the reality virus (first diagnosed and named by Steve Keen among neoclassical economists). The bad news is that the Kansas’ Crazy-in-Chief, Governor Sam Brownback, has proven immune to the virus. Brownback decided to put Art Laffer in charge of Kansas’ taxation policy.
Why Was Tom Perez Willing to be the New Democrats’ DNC Stalking Horse?
Why Was Tom Perez Willing to be the New Democrats’ DNC Stalking Horse? Hillary Clinton did not lose the presidential race because she is stupid. The New Democrats have dominated the Democratic Party’s presidential candidates for decades. This means that they are extremely good at internal Democratic Party politics. The New Democrats faced a major challenge after Hillary’s loss to the worst presidential candidate in our Nation’s history.
Kenneth Arrow’s (Ignored) Impossibility Theorem
Kenneth Arrow, one of the giants of economics, has died at the age of 95. He became a Nobel Laureate in 1972. As a young lawyer in 1977, I saw him in action as an expert witness on the subject of risk. The context was setting the rates for shipping oil through the Trans-Alaska Pipeline System (TAPs). Arrow testified about the risks of oil prices falling. The FERC administrative law judge thought such a scenario was ridiculous. Within four years, oil prices fell sharply.
Quis custodiet ipsos custodies? Jean Tirole’s Proposal to Appoint Felons to Monitor CEOs
William K. Black February 18, 2017 Roma, Italia (5th in my series on Jean Tirole) When in Rome, trot out a venerable Latin quotation from Juvenal: “Who will guard the guards?” I have “buried the lead” in this series of article about Jean Tirole by relegating my discussion of his proposal for fixing the problem of the criminal CEO – appoint a criminal “monitor” – to the fifth article in this series.
'Impossible': Ecuador's Electoral Missions Address Baseless Fraud Claims
Just few hours into the tight first round of Ecuador’s presidential race between left-wing candidate Lenin Moreno and his right-wing opponent Guillermo Lasso, the conservative opposition began to promote the unsubstantiated claim that the elections authorities in the country were committing fraud in favor of the ruling party PAIS Alliance and its wheelchair-bound candidate.
Article: The New Democrats' Addiction to Austerity Will Not Die - New Economic PerspectivesNew Economic Perspectives
I know the Republicans are complete hypocrites about federal deficits and debt. I know their dishonesty and faux deficit and debt hysteria, when a Democrat is president, harms the Nation and the world through the infliction of self-destructive austerity. Austerity's primary victims are the working class and government social programs for the poor and working class.
TCRecord: Article
Dancing in the Rain: Leading with Compassion, Vitality, and Mindfulness in Education While reading Dancing in the Rain: Leading with Compassion, Vitality, and Mindfulness in Education, we kept thinking of all the people we wanted to buy this book for. This text is that relevant.
Financial Journalist for TelecomFinance
We are currently seeking a financial journalist to support TelecomFinance, the most authoritative source of information and perspective on the global telecommunications industry. TelecomFinance provides extensive global coverage of complex transactions in the private and public equity and debt capital markets, mergers & acquisitions, and corporate strategy. We cover operators, tower, and infrastructure providers through to content producers, technology and equipment manufacturers, and investors.
William Black: How to rob a bank (from the inside, that is)
William Black is a former bank regulator who’s seen firsthand how banking systems can be used to commit fraud — and how “liar's loans” and other tricky tactics led to the 2008 US banking crisis that threatened the international economy. In this engaging talk, Black, now an academic, reveals the best way to rob a bank — from the inside. This talk was presented to a local audience at TEDxUMKC, an independent event. TED editors featured it among our selections on the home page.
The Wall Street Examiner
The NAR reported a decline of 3.2% in existing home sales in July. This was the seasonally adjusted fudgepack number. It prompted the Dow Jones flagship Wall Street Journal to trumpet: U.S. Existing Home Sales Fall for First Time Since February I prefer to look at the actual data, using the annual rate of change as the basis for comparison. To see whether momentum is slowing or growing, we can compare the annual growth rate of the current month to recent past months.
Following the Money Behind Tim Kaine
Hillary Clinton has chosen her potential second-in-command if elected to the White House -- Sen. Tim Kaine, D-Va. Kaine launched his career as a civil rights lawyer, and he's no stranger to public service. He's a former city councilman turned mayor turned lieutenant governor turned governor turned Democratic National Committee chairman turned senator turned newly minted vice presidential candidate.
The CEO’s Great Advice About Whistleblowers Never Mentions Them
The New York Times has a columnist who interviews business leaders. He interviewed, Bracken Darrell, Logitech’s CEO in a column entitled “Be Sure to Tell the Boss What’s Wrong.” When we, the co-founders of Bank Whistleblowers United, here a phrase like that our ears perk up. It is exactly the right message the CEO should send.
Just a Show: The Calm Sham of the DNC
Delegates react as Hillary Clinton makes a video appearance at the end of the second day of the Democratic National Convention at the Wells Fargo Center in Philadelphia, July 26, 2016. (Photo: Damon Winter / The New York Times) The following article could only be published thanks to support from our readers. To fund more stories like it, make a donation to Truthout by clicking here! There was high drama during the Democratic National Convention last night, but not on the floor of the show.
Hillary-Kaine: Back to the Center
By picking Sen. Tim Kaine, Hillary Clinton has revealed her true preferences and shown that her move to the left on policy issues during the primaries was simply a tactical move to defeat Bernie Sanders. It's not what you say, it's what you do. Clinton can talk about caring about the US public, but this choice cuts through the rhetoric. The two politicians to whom she gave serious consideration to choosing as her running mates were Kaine and Secretary of Agriculture Tom Vilsack.
Merkel’s Pyrrhic Victory over Cameron
The old line that one should be very careful about what one wishes for – for you may receive it applies to Germany’s installation of Jean-Claude Juncker as head of the EU Commission. Germany’s Prime Minister Angela Merkel has just crushed her UK counterpart (David Cameron) by orchestrating a nearly unanimous vote among EU nations to appoint (not, really, “elect”) Juncker as head of the EU Commission (not, really, “Parliament”).
The Lie That "China Wins" If the TPP Kangaroo Tribunals Are Stopped
Proponents of the Trans-Pacific Partnership (TPP) know that they have a major problem. Bernie Sanders, Hillary Clinton, and Donald Trump each oppose the deal. CEOs, however, have not given up on their dream of being able to rig the international system through the creation of kangaroo tribunals that can, effectively, destroy effective regulation and the enforcement of rules to protect the public.
Mankiw Morality in a Mash Up with Mankiw Myths
N. Gregory Mankiw writes leading textbooks in economics that present neoliberal economic nostrums as economic “principles.” Mankiw wrote a column in the New York Times entitled “The Economy Is Rigged, and Other Presidential Campaign Myths.” The title reflects the central nature of his attack on Bernie Sanders explaining how the economy is rigged in favor of elite bank fraudsters. This first column in a series responds to Mankiw’s myths about the rigged financial system.
Krugman and the Gang of 4 Need to Apologize for Smearing Gerald Friedman
If you depend for your news on the New York Times you have been subjected to a drumbeat of article attacking Bernie Sanders – and the conclusion of everyone “serious” that his economics are daft. In particular, you would “know” that four prior Chairs of the President’s Council of Economic Advisers (CEA) (the Gang of 4) have signed an open letter to Bernie that delivered a death blow to his proposals.
Chinese Communists and Wacko U.S. Right Want to Save us from Effete Males
The New York Times has produced a wonderful, unintended, juxtaposition in their pages on February 6, 2016. Two articles report on think tanks calling for the government to engage in right-wing propaganda campaigns to restore “manly” men. One article discusses the Chinese think tanks that have convinced the (Communist) government to engage in a massive propaganda campaign.
Announcing the Bank Whistleblowers United Initial Initiatives
I am writing to announce the formation of a new pro bono group and a policy initiative that we hope many of our readers will support and help publicize. Gary Aguirre, Bill Black, Richard Bowen, and Michael Winston are the founding members of the Bank Whistleblowers United.
Announcing Our Name Change to “Bank Whistleblowers United”
Well, this is slightly embarrassing. Gary Aguirre, Bill Black, Richard Bowen, and Michael Winston came together to form a pro bono effort by bank whistleblowers to restore the rule of law on Wall Street. As a placeholder in the drafting process, I called us the “Bank Whistleblowers’ Group” and that name survived the drafting process and was announced yesterday by me on New Economic Perspectives (NEP).
Wall Street Declares War on Bernie Sanders
Wall Street billionaires are freaking out about the chance that Bernie Sanders could be elected President. Stephen Schwarzman, one of the wealthiest and most odious people in the world, told the Wall Street Journal that one of the three principal causes of the recent global financial trauma was “the market’s” fear that Sanders may be elected President.
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