Adam Nowek

Yes, it is possible to open a Dutch bank account as a non-resident, but options are limited and approval depends on your circumstances. Most Dutch banks require a Dutch address and a BSN, which means you generally need to be registered in the Netherlands before applying. If you are not a resident yet, international providers such as Wise or Revolut may be easier to open, as they do not require Dutch residency and can provide a EUR IBAN for everyday use.

Housing is often the largest expense for anyone living in Spain, especially in major cities, popular islands, and coastal areas, where rents and property prices have risen sharply in recent years. One of the most effective ways to save money is to consider areas outside the city centre, where rental prices can be significantly lower while still offering good access to public transport.

Although Central Europe is one of the best areas in the world for beer, Germany and Czechia usually get most of the attention. However, despite living in the shadows of its neighbors, Austria is a beer paradise in its own right and boasts a rich history and plenty of great brews on tap.