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Adolphus Fletcher

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Articles

Looking for solid attorneys familiar with Wholesale

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By Adolphus Fletcher, Remington Lyman, Brian Tome, Amanda Han
| BiggerPockets Verified
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Can you avoid personally guaranteeing mortgages through business?

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By Patrick Roberts, Don Konipol, River Sava, Adolphus Fletcher
| BiggerPockets Verified
Let's say I already formed a new LLC that would be designated for REI. How do I get business credit strong enough to avoid having to personally guarantor commercial or residential mortgages through my business? Is that unavoidable in the beginning? Does it matter if it is an LLC or S-Corp? When I talk to loan officers they say a DSCR loan would be ideal for even a newer LLC because it's more about the numbers on the deal as long as you have the cash for the average 20% and whatever points down.
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