Adrian Jun Chu

Hello, My name is Seth and I'm currently a financial specialist with bellco credit union. My main goal in the near future is to get to my first deal using a house hack and continue to build my portfolio from there. I'm determined to build enough wealth through not only real estate, but stock options and other business ventures. Happy to be a part of the bigger pockets community! Thanks! Seth

I've borrowed from both of the lenders you mentioned (and a lot more). Hard money is very competitive here in WA, which means you have a lot of choices. If you're shopping around for different hard money options, this video may be helpful in your decision making. You need to narrow down what's more important to you first because there is no one-size-fits-all lender.

Hi All, I am currently a tenant in the SF bay area, and I am planning to buy a below market rate (BMR) one BR residential property or condo in the SF bay area (San Francisco, Daly city, San Bruno, South San Francisco, and up to Millbrae). There are pros and cons, good and bad, of buying a BMR unit. They make me nervous, especially the bad ones. If you have any experiences in BMR units, would you please share with me your thoughts. Thank you in advance.