Hawai'i's aquifers have limited capacity to store fresh groundwater because each island is small and surrounded by saltwater. Saltwater also underlies much of the fresh groundwater. Fresh groundwater resources are, therefore, particularly vulnerable to human activity, short-term climate cycles, and long-term climate change.
Your credit score is one of the key metrics many lenders consider when determining whether to approve your mortgage application, car loan or new credit card. The most widely used Fico Score attempts to quantify the likelyhood that you might go past due on a new loan.