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Articles by Alejandro Lara
Gamificación con herramientas tecnológicas para fortalecer el aprendizaje de los estudiantes de Bachillerato
español Objetivo: Diseñar un sistema de actividades de gamificación apoyado en herramientas tecnológicas para estudiantes de Bachillerato en la asignatura Ciencia y Tecnología. Métodos. Se desarrolló una investigación de enfoque mixto, con alcance aplicado, de corte transversal y experimental.
Combatiendo la desinformación: una revisión crítica de la literatura
español La proliferación de desinformación se presenta como una amenaza para los procesos democráticos, la salud pública, la estabilidad de las instituciones de la sociedad civil, y la seguridad de la población.
La Revolución Digital en las Pymes Ecuatorianas: Nuevos Modelos de Negocio y Oportunidades de Crecimiento
español El análisis del impacto de la Revolución Digital en las PYMES ecuatorianas reveló una serie de hallazgos significativos que subrayan tanto los avances como los desafíos que enfrentaron estas empresas en su proceso de transformación digital.
Estrategia pedagógica para desarrollar competencias digitales en estudiantes de la facultad de ciencias agrarias de la universidad de guayaquil
español Este estudio analiza el desarrollo de competencias digitales en estudiantes de la Facultad de Ciencias Agrarias de la Universidad de Guayaquil, utilizando un enfoque mixto que integra métodos cuantitativos y cualitativos. A partir de una revisión sistemática y de la aplicación de encuestas e entrevistas, se constató que, aunque los estudiantes manejan herramientas básicas, enfrentan dificultades con software especializado en el ámbito agrario.
Estrategia educativa de orientación vocacional profesional para estudiantes de tercer año de bachillerato técnico del colegio jambelí.
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Evaluación ambiental estratégica y ciudadanía: claves para una gobernanza ambiental efectiva
Ayuda Buscar en la ayuda Buscar en la ayuda Evaluación ambiental estratégica y ciudadanía: claves para una gobernanza ambiental efectiva Lara, Alejandro [1] ; González, Ainhoa [2] ; Figueroa, Michel [3] [1] Universidad de Concepción, Departamento de Arquitectura, Chile. [2] University College Dublin, Escuela de Geografía, Irlanda. [3] Universidad Mayor,Facultad de Ciencias Sociales y Humanidades, Escuela de Gobierno, Chile. Localización: Revista de Urbanismo, ISSN-e 0717-5051, Nº.
Evaluación ambiental estratégica y ciudadanía: claves para una gobernanza ambiental efectiva
Referencias Ahrend, R; Soo, J; Lembcke, A &; Schumann, A. (2019). Por qué es importante la gobernanza metropolitana y cómo lograrla. En Gómez-Álvarez, D; Rajack, R; López-Moreno, E &; Lanfranchi, G. Eds. Gobernanza Metropolitana: El gobierno de las metrópolis para el desarrollo urbano sostenible. Washington: BID, 2019. Alguacil, J. (2006). Los desafíos del nuevo poder local: ¿hacia una estrategia relacional y participativa en el gobierno de la ciudad? En: J.
El aprendizaje experiencial y la optimización de la capacitación profesional en contextos de diversidad formativa
Ayuda Buscar en la ayuda Buscar en la ayuda El aprendizaje experiencial y la optimización de la capacitación profesional en contextos de diversidad formativa Morocho Briones, Joel Ricardo [1] ; Yugcha Quintana , Ana María [1] ; Ordóñez Vivero , Rosa Elena ; Reigosa Lara , Alejandro [1] [1] Universidad Bolivariana del Ecuador. Durán, Ecuador Localización: MENTOR: Revista de Investigación Educativa y Deportiva, ISSN-e 2806-5867, Vol. 4, Nº. Extra 1, 2025 (Ejemplar dedicado a: 1 Special issue), págs.
Relevancia de las Finanzas Públicas en México
Ayuda Buscar en la ayuda Buscar en la ayuda Relevancia de las Finanzas Públicas en México Autores: Rocío Enríquez Corona, Ángel Francisco Velázquez Rodríguez, Rodolfo Terán y Ramos, Myriam González, Alejandro Lara Localización: ARANDU UTIC, ISSN 2409-2401, Vol. 12, Nº. 2, 2025, págs.
El impacto de la inteligencia artificial en la gestión del talento humano: oportunidades, desafíos y transformación organizacional
Ayuda Buscar en la ayuda Buscar en la ayuda El impacto de la inteligencia artificial en la gestión del talento humano: oportunidades, desafíos y transformación organizacional Briones-Pincay, Cristian [1] ; Segura-Ramos, Israel [1] ; Rivera-Guerrero, Alvaro [1] ; Reigosa-Lara, Alejandro [1] [1] Universidad Bolivariana del Ecuador Localización: 593 Digital Publisher CEIT, ISSN-e 2588-0705, Vol. 10, Nº. 4, 2025 (Ejemplar dedicado a: Multidiscpilnary), págs.
Ola de frío: cómo prevenir contagios de virus respiratorios este invierno
En estos días, gran parte del país enfrenta una ola de frío, marcada por temperaturas extremadamente bajas y una menor exposición a los rayos ultravioleta, escenario que favorece la circulación de virus respiratorios estacionales, entre ellos la influenza.
Guía metodológica para el uso del software contable Acatha en la práctica pedagógica del docente
Ayuda Buscar en la ayuda Buscar en la ayuda Guía metodológica para el uso del software contable Acatha en la práctica pedagógica del docente Carla Jessenia Alvarado Ruiz [1] ; Juliana Elizabet Nole Conza [1] ; Rosa Elena Ordoñez Vivero [1] ; Alejandro Reigosa Lara [1] [1] Universidad Bolivariana del Ecuador, Ecuador Localización: Atenas: revista científico pedagógica, ISSN-e 1682-2749, Vol.
Estrategia Didáctica de Formación en Centros de Trabajo y las Competencias Laborales en el Bachillerato Técnico
Ayuda Buscar en la ayuda Buscar en la ayuda Estrategia Didáctica de Formación en Centros de Trabajo y las Competencias Laborales en el Bachillerato Técnico Alcívar-Quiñonez, Cristian [1] ; Salgado Romero, Carlos Alberto [1] ; Ordoñez Vivero , Rosa Elena [2] ; Reigosa Lara , Alejandro [1] Universidad Bolivariana del Ecuador, Ecuador. [2] Universidad Bolivariana del Ecuador Localización: 593 Digital Publisher CEIT, ISSN-e 2588-0705, Vol. 10, Nº. 3, 2025 (Ejemplar dedicado a: Multidisciplinary), págs.
El atractivo del capital de riesgo
La semana pasada, Google anunció la compra de la empresa Wiz por 32.000 millones de dólares, su mayor adquisición hasta la fecha. Wiz, que ofrece soluciones de seguridad en la nube, fue fundada en 2020 y para finales de 2022 ya estaba valorada en 6.000 millones de dólares.
Global Dividend Payouts Reach Record $1.75 Trillion in 2024
Global dividend payouts reached a record $1.75 trillion in 2024, representing underlying growth of 6.6%, according to the latest Janus Henderson Global Dividend Index. The asset manager explains that, at a general rate, growth was 5.2%, driven by lower special dividends and the strength of the dollar. The year’s results slightly exceeded Janus Henderson’s forecast of $1.73 trillion, mainly due to a better-than-expected fourth quarter in the U.S. and Japan.
Mexican Financial Analysts Were Wrong: Tariffs Take Effect
Mexican financial analysts lost their bet. Virtually all of them believed that tariffs would not be imposed. They expected a last-minute announcement from the White House that never came. The most “pessimistic” among them thought that, at worst, there would be selective tariffs lasting only a few weeks. The reality is that today, we have entered uncharted territory.
Equities Outperformed Bonds, Treasury Bills, and Inflation in All Countries Over the Last 125 Years
Financial markets and the industrial landscape have changed enormously since 1900, and these changes can be observed in the evolution of the composition of publicly traded companies in global markets.
FlexFunds Strengthens Its Securitization Program With the Addition of Morningstar
In an environment where accurate and accessible information is key to decision-making, FlexFunds continues to strengthen its service offerings for asset managers through platforms recognized at the institutional level. Now, Morningstar joins a group of top-tier providers, further enhancing the visibility and reach of investment vehicles (ETPs) under FlexFunds’ securitization program, the firm announced in a statement.
DWS Launches Its First Euro-Denominated High-Yield Bond ETF With a Specific Maturity
DWS has expanded its Xtrackers product range, enabling investment in a broadly diversified selection of bonds with similar maturities, by adjusting the investment objectives and names of two existing fixed-income ETFs. The new Xtrackers II Rolling Target Maturity Sept 2027 EUR High Yield UCITS ETF invests for the first time in high-yield corporate bonds with a specific maturity.
Trump's Order on English as the Official Language: What Does It Mean for Hispanic Marketing?
President Donald Trump signed an executive order this week declaring English as the official language of the United States. While English has always been the dominant language, the country had never had an official language at the federal level—until now. This decision, aimed at promoting national unity while saving federal funds, could have far-reaching effects, especially in Hispanic marketing, digital content production, and Spanish-language SEO.
Teletrabajo y productividad laboral: trabajadores administrativos en organismos públicos de Ecuador.
Ayuda Buscar en la ayuda Buscar en la ayuda Teletrabajo y productividad laboral: trabajadores administrativos en organismos públicos de Ecuador. Valdez Ortiz, Juan Esteban [1] ; Pérez de Armas, Marle [1] ; Reigosa Lara, Alejandro [1] [1] Universidad Bolivariana del Ecuador Localización: REINCISOL: Revista de Investigación Científica y Social, ISSN-e 2953-6421, Vol. 4, Nº. 7, 2025 (Ejemplar dedicado a: Ethical responsibility in the use of advanced systems for scientific writing), págs.
Alaris Acquisitions Unveils AI-Powered M&A Platform for RIAs
Alaris Acquisition has unveiled The Alaris Lens Application, a technology-driven platform designed to streamline mergers and acquisitions for RIAs. By integrating AI, Lens delivers precise matches between buyers and sellers, transforming traditional M&A processes. Traditionally, RIA M&A transactions have relied on blind financial auctions, often prioritizing price over long-term compatibility.
Uncertainty and Opportunities in Fixed Income: A Key Theme at the Funds Society Investment Summit in Houston
One word was repeated over and over again at the V Funds Society Investment Summit in Houston: uncertainty. Uncertainty regarding Donald Trump and his tariff policies, as well as geopolitical conflicts and persistent inflation, with its consequent impact on economic growth and interest rates.
Morgan Stanley Strengthens Its Miami Office With the Addition of Dani Diaz and His International Team
Morgan Stanley Private Wealth Management continues to expand its presence in Miami with the addition of Dani Diaz Torroba, a prominent figure in the private banking industry, along with his international team. From his new position, Diaz will serve high-net-worth private clients across Latin America, the United States, and Europe, as well as institutions and foundations, according to information obtained by Funds Society.
Dominion Announces the Opening of an Office in Dubai
The international fintech company Dominion, founded in Uruguay, has announced the opening of a new office in Dubai. “This strategic expansion includes the establishment of a representative office in the prestigious Dubai International Financial Centre (DIFC), with George Skinner appointed as our representative office director,” the firm stated in a press release.
Dominion anuncia la apertura de una oficina en Dub√°i
La fintech internacional Dominion, fundada en Uruguay,¬†anunci√≥ la apertura de una nueva oficina en Dub√°i.¬† “Esta expansi√≥n estrat√©gica incluye el establecimiento de una oficina de representaci√≥n en el prestigioso Centro Financiero Internacional de Dub√°i (DIFC), con George Skinner designado como nuestro director de la oficina de representaci√≥n”, se√Īalaron desde la firma en un comunicado.
Mexican Fund Assets Reach a New All-Time High in January
Investment fund assets in Mexico started the year on the right foot, reaching a new historic figure along with double-digit annual growth. According to data from the Mexican Association of Securities Intermediaries (AMIB), as of the end of January, the total net assets of investment funds in Mexico reached a value of 4.335 trillion pesos (210.372 billion dollars), based on an average exchange rate of 20.60 pesos per dollar.
Global X Bets on Growth Themes Linked to U.S. Competitiveness
The 21st century is nearing its first quarter, and Global X has already drawn key lessons from this period: the U.S. economy and markets tend to be resilient. The firm highlights several examples—the dot-com bubble, the global financial crisis, and COVID-19—all of which occurred since the turn of the century, yet the S&P 500 has quadrupled in value.
Shedding Light on the Sticky, Rigid, and Persistent Inflation
The latest report on the U.S. Consumer Price Index (CPI) showed that core inflation rose 0.4% month-over-month, surpassing consensus expectations. This pushed annual inflation to 3% in January 2025, up from 2.9% in December 2024. Additionally, the report detailed price spikes in categories that typically increase at the start of the year, including auto insurance, internet/TV subscriptions, and prescription drugs.
Rising Costs Continue to Make Renting Cheaper than Buying in the U.S.
Renting remains the more affordable option in nearly all of the nation’s largest metropolitan areas, according to the latest Realtor.com January Rent Report. While rent and homeownership costs have declined slightly over the past year, elevated mortgages continue to keep the cost of buying higher than renting in 48 of the 50 largest U.S. metros. This marks a shift from January 2024, when six metros were more affordable for buyers.
UMH Adoption Rises, but Integration Challenges Persist
The push for a Unified Managed Household (UHM) continues to gain traction among managed account sponsors, with 52% citing it as a top priority in 2024, up from in 2022. While platform providers have made strides in enabling UMH solutions, sponsors still face resistance from advisors and significant technology integration hurdles, according to the Cerulli Edge – Americas Asset and Wealth Management Edition.
Prudential Financial Appoints Patrick Hynes as President of Prudential Advisors
Prudential Financial, Inc. has named Patrick Hynes as president of Prudential Advisors, where he will oversee its retail and advice division. The division includes 2,800 financial advisors serving over 3.5 million American families. Hynes, currently head of sales for Prudential Advisors, brings over 25 years of leadership experience in financial services. Previously, he served as president of Pruco Securities, strengthening standards and controls while enhancing the advisor experience.
Jonathan Kaye Joins Rothschild & Co as Global Co-Head of Business Services
Rothschild & Co’s Global Advisory business has announced that Jonathan Kaye will join as the Global Co-Head of Business Services for North America. In this new role, Kaye will be instrumental in growing the business Services team and expanding Rothschild & Co’s presence in North America.
Arturo Karakowsky is Named Member of the Chairman’s Club of Morgan Stanley
Morgan Stanley announced that Arturo Karakowsky, Managing Director of the Morgan Stanley Wealth Management office in Houston, has been named a member of the Chairman’s Club, an elite group composed of the firm’s top financial advisors. “The appointment is a recognition of creativity and excellence in providing a wide variety of investment products and wealth management services to its clients,” the company said in a statement. A native of Houston, Texas, Karakowsky joined Morgan Stanley in 2007.
U.S. Equities as a Democratic and Liquid Option to Be State Street's Presentation in Houston
State Street Global Advisors will present the first U.S.-listed ETF, SPY, at the V Funds Society Investment Summit in Houston to highlight its democratic, profitable, and liquid positioning.
From Skepticism to Active Support: U.S. Creates the Strategic Cryptocurrency Reserve
The Trump administration is once again boosting the crypto market with a new initiative. Over the weekend, the U.S. president announced the creation of a “Strategic Cryptocurrency Reserve,” which will include digital assets such as Bitcoin, Ethereum, Ripple, Solana, and Cardano.
Asset Managers Turn to Greater Diversification to Navigate a More Multipolar World
This week has made it clear that we are in a new multipolar world, marked by a geopolitical and multilateral relations realignment. In this scenario, populism and politics generate increasing noise, which the market, for its part, strives to ignore. According to investment firms, this context calls for investors to rethink their roadmaps. What are they proposing?
BBVA Securities Adds Sarah Swammy as Managing Director in New York
BBVA Corporate & Investment Banking (CIB) has added Sarah Swammy to its team as Managing Director of BBVA Securities Inc. (BSI) with the goal of further developing its broker-dealer infrastructure and strategically expanding its institutional business platform, the bank announced in a statement. “We are very proud to have Sarah join us in expanding our business in the U.S.,” said Regina Gil Hernández, Head of BBVA CIB USA.
The SEC Creates a Cybersecurity and Emerging Technologies Unit
The U.S. securities regulator has created the Cybersecurity and Emerging Technologies Unit (CETU) to focus on combating cyberattacks and protecting retail investors from “malicious actors in the emerging technologies space,” the SEC announced in a statement. The new department replaces the Cybersecurity and Crypto Assets Unit and is led by Laura D’Allaird. It consists of approximately 30 fraud specialists and attorneys from multiple SEC offices.
State Street Acquires Mizuho Financial Group's Global Custody Business
State Street Corporation and Mizuho Financial Group have announced an agreement under which State Street will acquire Mizuho‘s global custody business and related activities outside Japan. According to the companies, these businesses support the overseas investments of Mizuho‘s Japanese clients.
A Look at U.S. Stocks in 2025
The Argentine firm Puente has just published its Global Equities Report, a short and effective document that summarizes its outlook for the coming months and recommends being highly selective to avoid short-term risks. Puente‘s vision for the U.S. stock segment looks optimistic for 2025 but more modest compared to the previous year, in a scenario where growth is expected to slow down and the interest rate stands at 4.5%.
Wealthtech GPTAdvisor Expands into the Americas and Adds Camila Rocha to Its Team
GPTAdvisor, a financial advisory firm powered by artificial intelligence, has announced its expansion into the Americas with the addition of Camila Rocha as Co-founder & General Manager for the region, according to a statement. “This strategic move marks the beginning of a new phase for the company, strengthening its presence in the region and bringing its artificial intelligence platform to more businesses and professionals,” the firm stated.
U.S. Pension Funds to Increase Contributions and Spend More on Hypothetical Models
Despite 58% of U.S. pension plan managers stating that their funding status has improved over the past year, 68% indicate they will increase—or are likely to increase—contributions this year. Additionally, 66% say they will raise their budget and focus on scenario modeling, asset and liability management, and stress testing over the next two years.
Debt Brake, Defense Spending and Fiscal Policy at the Center of German Debate
The election result in Germany has been clear: the Christian Democratic Union/Christian Social Union (CDU/CSU) won the legislative elections on Sunday, receiving 28.6% of the votes, according to preliminary and official results. Based on investment firms’ interpretation of this outcome, the most likely scenario is a coalition with the SPD, despite the challenges of reaching an agreement.
Generation Z and Millennials Are the Most Likely to Invest in the U.S.
64% of Americans are inclined to invest, and most of the potential investors in 2025 belong to Generation Z and Millennials. They represent 55% compared to 42% from the “Pop Generation,” meaning Generation X and Baby Boomers+, according to a YouGov report on investment trends in the U.S. this year. The study analyzes what Americans invest in, explores generational differences, and also highlights the most in-demand investment products and trending investment channels.
Schroders Registers Its First Active ETF Icav for the European Market
The growth of the European active ETF market continues. This time, Schroders joins other asset managers and takes a further step by registering such a vehicle in Ireland. It is worth noting that the firm already operates with active ETFs in the U.S. and Australia, and now aims to bring its expertise to the European market. As explained, this active ETF has been launched as an Irish collective asset management vehicle under the Irish Collective Asset-Management Vehicles Act of 2015.
Trading Fintech XTB Obtains Securities Agency License in Chile
XTB, a trading fintech for individual investors, is consolidating its operations in Chile through a securities agency license. The firm announced in a statement that it has obtained this authorization from the Comisión para el Mercado Financiero (CMF), the local regulator. Thanks to this authorization, the company will be able to offer investments in international stocks, ETFs, and derivatives.
Emerging Technologies: A Look at the State of Regulation in Latin America
The U.S. SEC announced last week a regulation on so-called “emerging technologies” that includes both digital currencies and artificial intelligence. Countries like Brazil, Mexico, or Chile already have advanced legislation on cryptocurrencies, but AI is being addressed separately. What do cryptocurrencies have to do with AI? If we read the SEC‘s statement, U.S. authorities seem concerned with fraud prevention as well as promoting the technology sector.
Thornburg Will Focus on Global Fixed Income Opportunities and Risks in Houston
Through Thornburg Investment Management’s flagship multisector fixed income strategy, Benjamin Keating, CFA, Client Portfolio Manager of the firm, will present an unconventional perspective on fixed income markets, emphasizing the opportunities and risks that global fixed income offers in the current context.
Trump Offers Residency to Foreigners in Exchange for 5 Million Dollars
President Donald Trump continues to signal a shift in U.S. immigration policy. He has now announced the launch of a new card, a “gold card,” which will grant foreigners the right to live, work, and eventually obtain U.S. citizenship after paying 5 million dollars. “We are going to sell a gold card,” the president declared to the press gathered in the Oval Office of the White House. “You have a green card. This is a gold card.
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