On This Page Best for: Range of service Start-up fee: $119–$149 Monthly fee: $69–$149 Satisfaction guarantee: 60 days Maximum number of disputes: Unlimited with the Repair Credit and Repair + Build Credit packages Types of letters to creditors/bureaus: Dispute, reference, intervention, cease and desist Pros Wide range of service offerings: Packages range from money management tools, such as budgeting and bill payment reminders, to unlimited disputes with all three credit bureaus.