The nation pays billions in fund management fees every year. What we receive in return for this cash, which is deducted from our savings, is not always clear. The charges are not performance related, which means that we are still liable for this money even if the fund turns out to be a laggard rather than a leader in its sector. If you are wondering why we appear to be so understanding about this, the answer is that the charges seem modest; a 1 per cent annual fee sounds benign.
To save your favourite articles so you can find them later, subscribe to one of our packs. The government’s proposed solution to the housing crisis is to build hundreds of thousands of homes. But as we prepare to get shovels in the ground, we urgently need to take stock of the other housing crisis revealed by Grenfell Tower.
March 5 2009 and August 4 2016 were red letter days for mortgage borrowers. On the first of these dates, the bank base rate was cut to 0.5 per cent; on the second to 0.25 per cent. These low rates, combined with the cash that flowed from the quantitative easing programme, has produced an era of super-cheap mortgages. This finance is rationed, to the chagrin of first-time buyers who would love to be invited to the celebrations, but if you meet lenders’ criteria, you have never had it so good.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".