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Anu Baron

As seen in: JD Supra, Mondaq, LexBlog
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Articles

State Fee Regulation Trends: Surcharging, Junk Fees, UDAP, and Interchange Fees

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By Anu Baron, Andrew Bigart
| JD Supra
States continue to devote significant attention to consumer protection and pricing transparency issues. During the 2025-2026 legislative cycle, legislatures across the country introduced, debated, enacted, and, in some cases, rejected legislation relating to surcharging, “junk fees,” interchange fees, and related pricing practices.
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CFPB Withdraws Guidance Documents: A Shift Toward Regulatory Restraint | JD Supra

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By Anu Baron, Jonathan Pompan
| JD Supra
The Consumer Financial Protection Bureau (CFPB) is taking a red pen to its own playbook. In a sweeping move that signals a recalibration of its regulatory posture, the CFPB has announced the withdrawal of 67 guidance documents, including interpretive rules, policy statements, and advisory opinions.
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CFPB Issues FAQs: Expands Interpretive Rule For BNPL Products

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By Ellen T. Berge, Andrew Bigart, Anu Baron, Jonathan Pompan
| Mondaq
On September 18, the CFPB issued a set of Frequently Asked Questions (FAQs) related to Buy Now, Pay Later (BNPL) products.1 These FAQs follow the CFPB's release of the 2024 BNPL Interpretive Rule (Interpretive Rule), which subjected BNPL products to certain provisions of Regulation Z that typically apply to conventional credit card providers. The Interpretive Rule became effective on July 30, 2024.
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