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Andrea Riquier

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Articles

Current 10-Year Refinance Rates

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By Andrea Riquier Verified
| Forbes Advisor Verified
If you’re thinking about refinancing your mortgage, it’s a good idea to keep an eye on interest rates as they can fluctuate day by day. It’s also important to weigh your refinancing options. For example, you might consider a conventional 10-year fixed loan. Having a fixed rate means your rate and payment will stay the same throughout the life of the loan. Additionally, rates on loans with 10-year loans tend to be lower compared to rates on loans with longer terms.
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Congress passes bipartisan housing bill as cost of living surges

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By Andrea Riquier Verified, Zachary Schermele Verified
| Miami Herald Verified
WASHINGTON – The House of Representatives passed a bipartisan bill on June 23 seeking to alleviate a growing housing crisis by streamlining construction regulations, encouraging local innovation, and limiting investor purchases of homes, among other steps. The legislation - a major priority for both Republicans and Democrats ahead of this fall's midterm elections - passed overwhelmingly, with a final tally of 358-32. The vote comes a day after the Senate passed the bill 85-5.
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Why so many Americans can't afford housing anymore

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By Andrea Riquier Verified, Ignacio Calderon Verified, Ignacio Calderón
| The Sacramento Bee Verified
Housing is fundamental. We all need a roof over our heads. We all need someplace to raise our families, cook our meals and escape from the world. So it's a cruel state of affairs that we seem to be getting it so wrong. That's the idea at the heart of the "State of the Nation's Housing," a report produced every year by Harvard University's Joint Center for Housing Studies. The 2026 edition, released on June 17, is sobering.
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