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Financial Literacy Education, Confidence, and Digital Financial Behavior Among Adolescents: Evidence From 19 Countries
1 Introduction Today, adolescents have unprecedented access to digital financial services, transforming the marketplace from traditional offline shopping to online platforms. This shift is fueled by the convenience, variety, and accessibility of online shopping, allowing young consumers to purchase a wide range of products with just a click (Mishra and Maity 2021; Suyanto et al. 2019).
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