Brian Meiggs

Our Editorial Rating Verdict: Hometap is one of the better-run home equity investment providers I have looked at, and it earns that reputation. You get a lump sum of cash with no monthly payments and no income or employment check. Funding is fast, and the customer reviews are genuinely strong. Fees are deducted from your investment proceeds rather than paid upfront, and at the end of the term (up to 10 years), you settle the agreement by paying a share of your home's value as a single lump sum.

7-day free trial Monarch Money 5.0 Connects all your accounts in one dashboard, including checking, savings, credit cards, loans, and investments, so you see your full financial picture at a glance Tracks net worth automatically and shows how it changes over time Custom, flexible budgets that adapt to your actual spending instead of locking you into rigid categories Monarch Money is worth it if you want one place that shows every account, tracks net worth, and forecasts cash flow, and you are...

Yes, Next Insurance is legit. It is a licensed insurance carrier that underwrites and pays its own claims, it holds an A+ (Superior) financial strength rating from AM Best, and it now operates as ERGO NEXT Insurance after being acquired by the German insurance group ERGO. The company serves close to 750,000 small business customers. That said, “legit” and “right for you” are two different questions.