Bryan Dornan on Muck Rack

Bryan Dornan

San Diego
As seen in: ReFi Guide, Medium, BuzzFeed, Patch, RealtyTimes
Covers:  finance, lending, mortgages, homeownership, credit, debt, housing
Doesn't Cover: anything NOT related to the housing, mortgage and credit markets
Bryan has worked in the mortgage industry for over 25 years and has a wealth of experience. He founded Lead Planet, Smart Lending and RefiGuide.

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Bryan Dornan’s Biography

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Bryan has worked in the mortgage industry for over 20 years and has a wealth of experience in providing mortgage clients with the highest level of service in the industry. Bryan's continual focus is to promote affordable home-ownership to consumers across the United States. He currently serves as Chief Editor of RefiGuide.org and CashOutRefiTips.com.

Bryan Dornan’s Journalist Portfolio

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Most Affordable Rental Markets in America for 2020

Most Affordable Rental Markets in America for 2020

Most financial experts advise the average person to spend no more than 30% of their income on housing. The li…

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Places Taking on the Most Mortgage Debt in America

Places Taking on the Most Mortgage Debt in America

As the trauma from the Great Recession fades from memory, are Americans increasingly embracing one of the fin…

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Where Home Prices Are Rising the Fastest (Slowest)

Where Home Prices Are Rising the Fastest (Slowest)

Since the end of the great recession, home prices in America have rebounded substantially. Since the dark day…

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Most Affordable Million Dollar Housing Markets

Most Affordable Million Dollar Housing Markets

The terms "affordability" and "ultra-luxury housing market" may not immediately seem like they go together, b…

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First Time Home Buyer Loan Tips

First Time Home Buyer Loan Tips

Becoming a homeowner is quintessential part of the 'American dream', so obtaining the right mortgage is a cri…

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Trump, The Fed & Negative Interest Rates Are They Coming?

Trump, The Fed & Negative Interest Rates Are They Coming?

Recently, President Donald Trump has been talking about working with the Federal Reserve to implement negativ…

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Articles

Fannie Mae Cash Out Refinance Guide

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By Bryan Dornan
| ReFi Guide
Wondering whether you should get a Fannie Mae cash-out refinance into a new mortgage with great interest rates and money coming directly to you? Check out our detailed guide to learn all the ins and outs of such a Fannie Mae cash out refinance mortgage. Fannie Mae continues to offer the most competitive rates for cash out refinancing in 2026 and the RefiGuide will enlighten you on the benefits and cash out guidelines from top FNMA lenders.
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The Warsh Effect: How New Fed Chair Unlocks the Mortgage Market

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By Bryan Dornan
| ReFi Guide
In 25 years of watching the Federal Reserve shape the mortgage market, I have learned to identify the moments that actually move the needle for American homebuyers and to separate them from the noise. Most Fed transitions are bureaucratic handoffs. The Powell-to-Warsh transition is not.
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Energy Efficient Mortgage Loan Guide 2026

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By Bryan Dornan
| ReFi Guide
What Is an Energy Efficient Mortgage? An energy efficient mortgage (EEM) lets you finance the cost of energy-saving home improvements directly into your purchase or refinance loan — without a separate home equity loan, personal loan, or line of credit. The average U.S. household spends $2,200 per year on home energy costs, and homes with certified energy-efficient improvements reduce those costs by an estimated 20%–30% annually (U.S. Department of Energy, 2026).
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