Catherine Bateman

Research in context Environmental impacts such as greenhouse gas emissions, water scarcity, and air pollution arise from the delivery of health services. Previous studies have analysed the carbon footprint of health care at a global and national level, and for some sub-national regions.

Published with permission from Vero Insurance New Zealand. There are many great reasons to work with a broker when addressing your business insurance. Vero spoke with over 900 small-to-medium businesses, where 30% of SMEs, who don’t work with a broker, said they hadn’t thought about dealing with their insurance this way. So, of the businesses who do use a broker, where do they find value in managing their insurance this way?

Published with permission from Vero Insurance New Zealand. Most people know insurance policies include an excess, but if you’ve never made a claim, you might not really know what an excess is for, or how they work. Even if you’ve read your policy information thoroughly, or have made claims before, there are a few things you may not know. 1. What is an excess, and why do you have one? Under your insurance policy, an excess is the amount of money you need to pay first toward any loss.