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Articles by Chi Mac
Understanding the use of AI among small businesses
Small businesses have historically lagged behind larger enterprises in adopting new technologies due to resource constraints and integration challenges. As artificial intelligence (AI) tools became widely accessible in recent years, questions emerged about whether this technology would follow similar patterns and whether small businesses would be able to benefit from it.
Tracking international payments: How are midsize firms reacting to tariffs?
Latest news An Ohio-based company is protecting first responders around the world With support from JPMorganChase, Fire-Dex is providing protective equipment to firefighters in 100 countries and all 50 states.
The consistency of health insurance coverage in small businesses: industry challenges and insights
Entrepreneurship is a significant driver of economic growth and dynamism, yet recent trends suggest stagnation in some industries. A critical factor contributing to this stagnation may be the burden of health insurance payments, which disproportionately affects small businesses. This study addresses a critical gap in understanding how health insurance burdens affect small businesses and their survival, particularly within different industries.
Early clinical and quality impacts of the Age‐Friendly Health System in a Veterans Affairs skilled nursing facility
Andrea Wershof Schwartz MD, MPH, AGSF Veterans Affairs Boston Healthcare System, Boston, Massachusetts, USA Harvard Medical School, Boston, Massachusetts, USA New England Geriatric Research Education and Clinical Center, VA Boston Healthcare System, Boston, USA Harvard T.H. Chan School of Public Health, Boston, Massachusetts, USA Division of Aging, Brigham and Women's Hospital, Boston, Massachusetts, USA Search for more papers by this author
Black- and Latinx-owned small businesses and liquid wealth
Credit: Unsplash/CC0 Public Domain Small business ownership is commonly thought to not only be a vehicle for financial stability and wealth building, but also a way to close the racial wealth gap. Small businesses are known to be a key component of the small business owner's financial wellbeing (Gentry and Hubbard 2004), but it is not at all clear from current evidence that small business ownership alone closes the wealth gap.
A Cash Flow Perspective on the Small Business Sector
Small Business Revenue Generation and Growth A first insight from financial transactions data is that all small businesses, employer or not, have the ability to deliver economic gains to broad and diverse segments of the U.S. economy. Revenue generation is the foundation for this growth and dynamism, allowing small businesses to cover expenses and provide a livelihood for owners and their families.
Small Business Financial Outcomes during the Onset of COVID-19
Bartik, Alexander, Marianne Bertrand, Zoe Cullen, Edward L. Glaeser, Michael Luca, and Christopher Stanton. 2020. "How are Small Businesses Adjusting to COVID-19? Early Evidence from a Survey." National Bureau of Economic Research. Fairlie, Robert W. 2020. “The Impact of Covid-19 on Small Business Owners: Evidence of Early-Stage Losses from the April 2020 Current Population Survey.” National Bureau of Economic Research. Farrell, Diana and Chris Wheat. 2018.
The Paycheck Protection Program
January 2021 The COVID-19 pandemic has profoundly affected life as we knew it in the U.S. Small businesses may have been particularly vulnerable: the typical small business pre-pandemic had cash reserves to cover 15 days of outflows in the event of a total disruption in revenues. After the national emergency was declared on March 13, 2020, small businesses saw substantial revenue declines.
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