Christine Comizio

Thinking about moving your elderly parents in? Discover the essential home safety, financial, legal and Medicaid rules you must consider to ensure a smooth transition and prevent caregiver burnout. This article is based on reporting that features expert sources. You may need to make physical and logistical changes before you have your senior parents move into your home.

Key Takeaways Medical necessity required: Medicare Part B may cover emergency ground and air ambulance transportation only if other forms of travel would endanger your health. The 80/20 cost split: After meeting your Part B deductible ($283), Medicare covers 80% of approved emergency and ambulance fees; you have to pay the remaining 20% coinsurance plus any ER copays.

Key Takeaways Medicare can be slow to cover innovative or new treatments, but it does cover some treatments that are expensive or cutting-edge. Just because a treatment is approved by the FDA doesn't mean that Medicare will cover it, but Medicare is working to expand its coverage of innovative treatments. Coverage decisions vary by plan and typically depend on medical necessity, availability of clinical evidence, the patient's condition and the specific Medicare plan.