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Articles by Dan Freed
FREED: High school wrestling programs must grapple with athlete safety
Collegiate programs like Virginia offer a blueprint for high school teams looking to protect athlete health Few high school sports have a death toll. Of course, freak incidents happen — a wayward skate, or a bad tackle. But there is only one high school sport whose athletes are at risk well before any practice or game begins. That sport is wrestling. This is not hyperbole.
PARTING SHOT: The myth of the “two Universities”
My mom took a video of me getting into U.Va. It’s shot at a distance. Acceptances released Dec. 10. Two days prior, I began a 10-day stay in my basement, quarantining from a COVID-19 exposure. The Boston cold seeped into every inch of that cellar, but it failed to dampen my excitement — as the video attests. I applied to the University, Early Decision, sight unseen. In lieu of an in-person tour, I researched extensively. Most of my research came in the form of Googling photos and daydreaming.
FREED: Do not be fooled - the Trump administration is not fighting antisemitism
Recent executive actions have nothing to do with antisemitism and everything to do with academic censorship at the University The University received a letter from the U.S. Department of Education’s Office for Civil Rights March 10 accusing the University of failing to protect Jewish students on Grounds. The letter warns that the University should expect sanctions from the Trump administration, unless they take the responsibility for protecting their Jewish students seriously.
FREED: Before embracing AI, Virginia schools need an update
Calls to use AI in the classroom ignore important context at the peril of secondary schools Just over a year ago, Gov. Glenn Youngkin issued Executive Order 30. In it, Youngkin lays out sweeping guidelines for the usage of Artificial Intelligence across all corners of the Commonwealth. The order includes a five page document specifically dealing with how Virginia schools should implement AI into the classroom.
FREED: Infrastructure failings leave Charlottesville out in the cold
Even after snowfall stops, recent storms prove the need for expanded winter weather management The Cavalier Daily does not regularly cover meteorology. If we did, our forecast would tell you what countless others are saying — Charlottesville is covered in nearly two days of snow. This pair of storms is the third major snow system the City has faced in what has been a turbulent winter. Worse than the snow and ice, however, is the disarray caused by a lackluster City-wide response.
Ever Forward Radio with Chase Chewning: Misconceptions Surrounding ADHD, Focus, and Multitasking and How to Change Your Brain Chemistry to Boost Energy, Increase Clarity, and Have More Motivation and Confidence with Dan Freed on Apple Podcasts
This episode is brought to you by Thesis nootropics. Join us as we journey through Dan Freed's transformation from a high-school dropout to a chef at a Michelin star restaurant in France to a pioneering entrepreneur in the world of biohacking and nootropics. Dan shares his personal battle with self-doubt and financial struggles, and how he channeled his passion into creating a business that aligns with his purpose, bringing joy and fulfillment into his work.
FREED: U.Va. is ahead of the AI game
The University has avoided creating rigid solutions to the fast moving problem of AI and proven that they are up to the challenges posed by AI Last semester, the Honor Committee found a student guilty of using ChatGPT on an assignment. This is the first time a student has received an infraction for artificial intelligence use. Of course, Honor infractions are not cause for celebration. However, this case demonstrates the laudable steps our community is taking to deal with AI.
FREED: U.Va. needs more classes on healthy masculinity
The University must provide men with tools to address widespread mental health problems Spring enrollment is here — bringing with it the stress and excitement that is planning for the academics of the upcoming semester. While the University’s course offerings are near endless, there is a noticeable lack of classes focusing on healthy masculinity. There is only one class at the University covering the topic, called Men and Masculinities — the course is not even being offered next semester.
Like Home but Better: What Today’s Luxury Travelers are Looking for
Ultra-luxury travel is no longer a hobby exclusive to the baby boomer generation of retirees. Today’s affluent shoppers and hotel guests look different than 10-20 years ago. With the rise in social media and influencer culture, travel is now something younger generations are taking advantage of. What was once dominated by the 55+ community is now an audience spanning generations, values, incomes, and expectations of the luxury market.
FREED: Install blue light phones off Grounds
In light of recent events, the University needs to secure the safety of its students CO: A previous version of this article left unspecified that the blue light phones currently located in off-Grounds areas are owned and operated by the City of Charlottesville. The article has been clarified to reflect this context.However, the University has not taken that same care with areas outside of central Grounds, particularly around centers of off-Grounds student housing.
FREED: Install blue light phones off grounds
In light of recent events, the University needs to secure the safety of its students No matter what your walk to class takes you by, it is near impossible to avoid passing one of the University’s blue light phones. The University has taken great care in securing Grounds, with nearly 100 blue lights readily available to students on-Grounds. However, the University has not taken that same care with areas outside of central Grounds, particularly around centers of off-Grounds student housing.
FREED: Learn to teach with ChatGPT Original
Efforts to limit student use of chatbots are misguided and will prove futile Just as quickly as it came, the warm embrace of “syllabus week” has passed. While students are typically bombarded with the same class policies about lying, cheating and stealing, this semester there was one notable addition to many syllabi — ChatGPT. Although ChatGPT was launched only in December, its arrival has dominated discourse in education.
FREED: It’s time to rename Cabell Hall
The Board of Visitors’ Buildings and Grounds Committee met last March to discuss upcoming changes to Grounds. Perhaps the most eye-catching of the proposed adjustments is the approval to rename Maury Hall to Warner Hall. The new namesake for the hall — which houses classrooms and the Naval Reserve Officers’ Training Corps program — is now Senator John Warner. His name replaces Matthew Fontaine Maury, a Confederate naval officer with no specific connection to the University.
The Mystery at the Heart of Physics That Only Math Can Solve | Quanta Magazine
Over the past century, quantum field theory has proved to be the single most sweeping and successful physical theory ever invented. It is an umbrella term that encompasses many specific quantum field theories — the way “shape” covers specific examples like the square and the circle. The most prominent of these theories is known as the Standard Model, and it is this framework of physics that has been so successful.
Bank of America Still Faces 'Significant Legal Tail Risk': Mayo
NEW YORK ( TheStreet ) -- Bank of America (BAC) - Get Report still faces "significant legal tail risk" tied to mortgage-backed securities (MBS), argues CLSA analyst Mike Mayo. Mayo, who has a "sell" rating on Bank of America, has stood his ground even as Bank of America has strung together a series of legal wins tied to its mortgage backed securities litigation exposure.
Wells Fargo's lone outsider aims to clean up bank's reputation
NEW YORK (Reuters) - Before a sales scandal upended its reputation, Wells Fargo & Co was something of a proud outsider in Washington and on Wall Street compared to its big bank peers. C. Allen Parker, general counsel for Wells Fargo & Co, is seen in this undated photo released on September 19, 2017. Courtesy Wells Fargo/Handout via REUTERS Now the only one of 11 executive officers at the bank who did not work there before its fall from grace is a consummate insider: C.
Last night proved what we have been saying all along. Pass the damn ball, for the sake of the run!
For years we have been screaming into the tv, pass the damn ball! So sick of the first down draw into an overcrowded and well prepared defence. You could see it's going to fail ahead of time, everyone lined up in the middle and Zeke runs right into them. What the hell? It gets Zeke frustrated and takes him out of the game. It puts pressure on Dat to convert on 3rd and 7. For the first time in as long as I remember we played like there is no tomorrow and put everything on the line.
Executives see little progress on easing Cuba-U.S. financial services
NEW YORK, Sept 9 (Reuters) - Multinational financial companies met on Friday with U.S. and Cuban officials to discuss making financial transactions between the two countries easier but reported no concrete signs of progress. Speaking at a luncheon hosted by the U.S. Chamber of Commerce, Central Bank of Cuba First Vice President Irma Martinez Castrillon said global financial institutions are afraid of facing U.S. sanctions for allowing money to move through Cuba.
Hey Jerry, make the call to Dez... Now.
So we finally have a nice defence, but now our offence sucks... If you think that just giving the ball to Zeke is the answer, you are mistaken. Teams will load up on him and he will be worn out by the end of the season. He barely survived this week. The Cowboys need a passing game to open up the run. So far, our top three receivers are a slot receiver, a running back and a tight end.
Rico Gathers uncertainty represents all that is wrong with the Cowboys coaching staff.
Every preseason game Rico has played, through the little playing time he has seen, he has simply stood out as a reliable target who holds onto the ball and can also gain yards after making the catch. He has dazzled with some of his one handed and rebound like catches. Last year in preseason he blew away the competition and was a TD scoring machine. From what I saw from last night his blocking was also very impressive.
The Flood of Money Into Passive ETFs, Mutual Funds Has Slowed
The flood of money into passive investment strategies has slowed amid the increase in volatility and the decline of the stock market earlier this year. But even with the slowdown, experts say the trend toward passively managed index funds remains firmly in place, and some say that represents a highly dangerous dynamic. Net inflows into passive mutual funds and exchange traded funds slumped 44 percent in the first half of the year from the same period in 2017, according to Morningstar.
Wells Fargo bogus accounts balloon to 3.5 million: lawyers
(Reuters) - Wells Fargo & Co (WFC.N) may have opened as many as 3.5 million unauthorized customer accounts, far more than previously estimated, according to lawyers seeking approval of a $142 million settlement over the practice. The new estimate was provided in a filing late Thursday night in the federal court in San Francisco, and is 1.4 million accounts higher than previously reported by federal regulators, in what became a national scandal.
Trump says fines against Wells Fargo could be increased
FILE PHOTO - U.S. President Donald Trump speaks before signing a proclamation for National Pearl Harbor Day in the Roosevelt Room at the White House in Washington, U.S., December 7, 2017. REUTERS/Joshua Roberts By Patrick Rucker and Dan Freed WASHINGTON/NEW YORK (Reuters) - President Donald Trump took aim at the third-largest U.S. bank on Friday, writing on Twitter that government fines and penalties against Wells Fargo & Co could be hiked amid an ongoing sales scandal.
Trump says fines against Wells Fargo could be increased
"Fines and penalties against Wells Fargo Bank for their bad acts against their customers and others will not be dropped, as has incorrectly been reported, but will be pursued and, if anything, substantially increased. I will cut Regs but make penalties severe when caught cheating!" Trump wrote.
New York pension fund seeks more pay disclosure from Wells Fargo
(Reuters) - New York state Comptroller Thomas DiNapoli is asking Wells Fargo & Co to disclose more information about employee incentive pay, an issue that was at the heart of a scandal that has roiled the third-largest U.S. lender for more than a year. DiNapoli oversees the New York State Common Retirement Fund, the third largest U.S. state pension fund with more than $200 billion in assets and a top 50 Wells Fargo shareholder with nearly 14 million shares.
New York pension fund seeks more pay disclosure from Wells Fargo
(Reuters) - New York state Comptroller Thomas DiNapoli is asking Wells Fargo & Co (WFC.N) to disclose more information about employee incentive pay, an issue that was at the heart of a scandal that has roiled the third-largest U.S. lender for more than a year. DiNapoli oversees the New York State Common Retirement Fund, the third largest U.S. state pension fund with more than $200 billion in assets and a top 50 Wells Fargo shareholder with nearly 14 million shares.
New York Pension Fund Seeks More Pay Disclosure From Wells Fargo
New York state Comptroller Thomas DiNapoli is asking Wells Fargo & Co to disclose more information about employee incentive pay, an issue that was at the heart of a scandal that has roiled the third-largest U.S. lender for more than a year. DiNapoli oversees the New York State Common Retirement Fund, the third largest U.S. state pension fund with more than $200 billion in assets and a top 50 Wells Fargo shareholder with nearly 14 million shares.
Wells Fargo CEO sees better commercial loans in fourth quarter
(Reuters) - Wells Fargo & Co will likely see improved commercial loan performance when it reports fourth-quarter results in January, Chief Executive Officer Tim Sloan said at an investor presentation Tuesday. Tim Sloan speaks during the Milken Institute Global Conference in Beverly Hills, California, U.S., May 1, 2017. REUTERS/Mike Blake Sloan said he sees the residential mortgage business slowing in the fourth quarter, however.
Wells Fargo CEO sees better commercial loan results in fourth quarter
(Reuters) - Wells Fargo & Co will likely see improvement in its business lending segment when it reports fourth-quarter earnings in January, Chief Executive Officer Tim Sloan said at an investor presentation on Tuesday. Commercial lending was a weak spot for the U.S. lender when it reported third-quarter results in October, with balances falling by more than $5 billion compared to the prior period.
Germans see Trump as bigger problem than North Korea or Russia
BERLIN, Dec 5 (Reuters) - Germans see U.S. President Donald Trump as a bigger challenge for German foreign policy than authoritarian leaders in North Korea, Russia or Turkey, according to a survey by the Koerber Foundation. Topping the list of foreign policy concerns were refugees, with 26 percent of respondents worried about Germany's ability to cope with inflows of asylum seekers.
Wells Fargo To Exit Personal Insurance Business
Wells Fargo & Co. said on Tuesday it would exit the personal insurance business and immediately begin winding down marketing and product promotion activity. Wells Fargo's personal insurance business includes auto, homeowners, renters and umbrella insurance products. The business' financial contribution was not material to the company, according to the bank's statement on Tuesday.
Wells Fargo dismisses head of consumer lending
NEW YORK -- Wells Fargo & Co. fired its head of consumer lending over unsuitable communications he had with a former employee, the bank said on Friday, the latest upheaval at a lender roiled by scandal for more than a year. Franklin Codel, a member of the bank’s management committee, acted in a manner that was contrary to internal policies and expectations of senior leaders, Wells Fargo said in a statement. The bank expects to appoint a permanent successor by the end of the year.
Wells Fargo CFO says 'consumer credit is under control'
(Reuters) - Wells Fargo & Co CFO John Shrewsberry said on Wednesday he is not worried that consumers are struggling to pay their debts. Shrewsberry, speaking at an industry conference, said the bank has not changed its appetite for credit risk following a sales scandal that erupted slightly more than a year ago. The bank has been working to get past the scandal, which involved the creation of as many as 3.5 million fake accounts. Reporting by Dan Freed in New York; Editing by Chizu Nomiyama
Wells Fargo CFO says not worried about consumer credit By Reuters
© Reuters. Wells Fargo CFO says not worried about consumer credit By Dan Freed (Reuters) - Wells Fargo (NYSE:WFC) & Co's chief financial officer said on Wednesday he is not worried that consumers are struggling to pay their debts. CFO John Shrewsberry, speaking at an industry conference, said banks have been very competitive in trying to get consumers to use their credit cards, but the easy availability of credit has not yet led to a meaningful rise in defaults.
U.S. financial giants create consortium to vet third party suppliers
(Reuters) - Bank of America Corp (BAC.N), JPMorgan Chase & Co (JPM.N), Wells Fargo & Co (WFC.N) and American Express Co (AXP.N), have created a company called TruSight to standardize the work of vetting third party suppliers and partners, according to an announcement Tuesday by the newly-formed consortium.
Bank of America executive: Volcker Rule fuels private trading firms' rise
(Reuters) - U.S. post-financial crisis rules that place strong trading restrictions on banks has fueled the rise of private trading firms that have grabbed market share, a top Bank of America Corp executive said on Tuesday. In particular, Chief Operating Officer Tom Montag mentioned the “Volcker Rule,” named after former Federal Reserve Chairman Paul Volcker, which prevents banks from making directional bets on market moves.
Bank of America executive: Volcker Rule fuels private trading firms' rise
© Reuters. Bank of America executive: Volcker Rule fuels private trading firms' rise By Dan Freed (Reuters) - U.S. post-financial crisis rules that place strong trading restrictions on banks has fueled the rise of private trading firms that have grabbed market share, a top Bank of America Corp (NYSE:BAC) executive said on Tuesday.
U.S. financial giants create consortium to vet third party suppliers | 4-Traders
Bank of America Corp (>> Bank of America), JPMorgan Chase & Co (>> JP Morgan Chase & Company), Wells Fargo & Co (>> Wells Fargo) and American Express Co (>> American Express Company), have created a company called TruSight to standardize the work of vetting third party suppliers and partners, according to an announcement Tuesday by the newly-formed consortium.
Bank of America Executive: Volcker Rule Fuels Private Trading Firms' Rise
(Reuters) - U.S. post-financial crisis rules that place strong trading restrictions on banks has fueled the rise of private trading firms that have grabbed market share, a top Bank of America Corp executive said on Tuesday. In particular, Chief Operating Officer Tom Montag mentioned the "Volcker Rule," named after former Federal Reserve Chairman Paul Volcker, which prevents banks from making directional bets on market moves.
U.S. financial giants create consortium to vet third party suppliers
(Reuters) - Bank of America Corp , JPMorgan Chase & Co , Wells Fargo & Co and American Express Co , have created a company called TruSight to standardize the work of vetting third party suppliers and partners, according to an announcement Tuesday by the newly-formed consortium. Increasing innovation in financial services has led to more partnerships and more risk events, which are increasingly sophisticated, according to Abel Clark CEO of TruSight and a former Thomson Reuters executive.
U.S. financial giants create consortium to vet third party suppliers B
© Reuters. Customer leaves a Bank of America ATM kiosk in Boston By Dan Freed (Reuters) - Bank of America Corp (N:BAC), JPMorgan Chase & Co (N:JPM), Wells Fargo & Co (N:WFC) and American Express Co (N:AXP), have created a company called TruSight to standardize the work of vetting third party suppliers and partners, according to an announcement Tuesday by the newly-formed consortium.
U.S. Financial Giants Create Consortium to Vet Third Party Suppliers
(Reuters) - Bank of America Corp , JPMorgan Chase & Co , Wells Fargo & Co and American Express Co , have created a company called TruSight to standardize the work of vetting third party suppliers and partners, according to an announcement Tuesday by the newly-formed consortium. Increasing innovation in financial services has led to more partnerships and more risk events, which are increasingly sophisticated, according to Abel Clark CEO of TruSight and a former Thomson Reuters executive.
U.S. financial giants create consortium to vet third party suppliers
Nov 14 (Reuters) - Bank of America Corp, JPMorgan Chase & Co, Wells Fargo & Co and American Express Co, have created a company called TruSight to standardize the work of vetting third party suppliers and partners, according to an announcement Tuesday by the newly-formed consortium. Increasing innovation in financial services has led to more partnerships and more risk events, which are increasingly sophisticated, according to Abel Clark CEO of TruSight and a former Thomson Reuters executive.
Small banks oppose U.S. regulator offering olive branch to tech sector
NEW YORK/WASHINGTON (Reuters) - Small Main Street banks vowed on Wednesday to fight any review of a ban that prevents retailers such as Wal-Mart Stores Inc (WMT.N) and tech companies like Amazon.com Inc (AMZN.O) from becoming fully fledged banks. Keith Noreika, a top U.S. banking regulator, stirred disquiet among community bankers with his call for a review of the current regulations.
Small banks oppose U.S. regulator offering olive branch to tech sector
NEW YORK/WASHINGTON, Nov 9 (Reuters) - Small Main Street banks vowed on Wednesday to fight any review of a ban that prevents retailers such as Wal-Mart Stores Inc and tech companies like Amazon.com Inc from becoming fully fledged banks. Keith Noreika, a top U.S. banking regulator, stirred disquiet among community bankers with his call for a review of the current regulations.
RPT-Small banks oppose U.S. regulator offering olive branch to tech sector
NEW YORK/WASHINGTON, Nov 9 (Reuters) - Small Main Street banks vowed on Wednesday to fight any review of a ban that prevents retailers such as Wal-Mart Stores Inc and tech companies like Amazon.com Inc from becoming fully fledged banks. Keith Noreika, a top U.S. banking regulator, stirred disquiet among community bankers with his call for a review of the current regulations.
Small banks oppose U.S. regulator offering olive branch to tech sector
The logo of the web service Amazon is pictured in this June 8, 2017 illustration photo. REUTERS/Carlos Jasso/Illustration NEW YORK/WASHINGTON (Reuters) - Small Main Street banks vowed on Wednesday to fight any review of a ban that prevents retailers such as Wal-Mart Stores Inc and tech companies like Amazon.com Inc from becoming fully fledged banks. Keith Noreika, a top U.S. banking regulator, stirred disquiet among community bankers with his call for a review of the current regulations.
Small banks oppose U.S. regulator offering olive branch to tech sector
The logo of the web service Amazon is pictured in this June 8, 2017 illustration photo. REUTERS/Carlos Jasso/Illustration NEW YORK/WASHINGTON (Reuters) - Small Main Street banks vowed on Wednesday to fight any review of a ban that prevents retailers such as Wal-Mart Stores Inc (WMT.N) and tech companies like Amazon.com Inc (AMZN.O) from becoming fully fledged banks.
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