Deposit Balances

From “How to Optimize Down-Pricing in a Falling Rate Environment,” a Curinos webinar presented on September 24, 2024, in conjunction with Consumer Bankers Association featuring Curinos managing directors Peter Serene and Robert Warnock. With the Fed having cut rates in September, banks and other financial institutions are eagerly awaiting a reprieve in funding costs. But in prior cycles, deposit costs have proved stubbornly slow to come down.