Domicián Máté

Abstract Natural language digital text management is among the most popular but most neglected digital activities. Many consider that no preparation or guided education is necessary, considering that trial-and-error methods or learning-teaching processes that focus on the user interfaces of connected applications are sufficient to cover the subject. However, ineffective digital text management can waste both human and machine resources.

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1. Introduction Business failure prediction is an essential area of finance that helps identify the probability of organizations failing and eventually going bankrupt. The failure of a business can cause significant losses for creditors and stockholders; the principal investors in any company. As a result, many users of financial statements place a high value on their capacity to anticipate insolvency.