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Elin Johnson on Muck Rack

Elin Johnson

(She/Her)
Seattle
As seen in: MSN, MSN UK, Daily Express, Stanford University, Tripadvisor, The Denver Post, Detroit News, NerdWallet, Orlando Sentinel, South Florida Sun Sentinel and
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Articles

Refinancing Student Loans for a Lower Payment: What to Know Original

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By Elin Johnson
| NerdWallet Verified
If you're struggling to make your monthly student loan payments, refinancing may be one way to lower them. Refinancing is when you take out a new loan that pays off your old loan. The new loan will likely have different terms from the original. When you refinance, you could walk away with a lower interest rate, longer repayment term or both.
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What Is a Preferred Lender List — and Should You Use One? Original

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By Elin Johnson
| NerdWallet Verified
If you're someone looking to take out a private student loan for school, the private market can feel daunting. Where do you start, and how do you know when you've found a good lender? Your school may point you to a preferred lender list, or PLL — a short list of private lenders the school has vetted and recommends. While PLLs have existed for years, they haven’t been widely used over the past decade. However, there's been an increase in PLLs following the recent federal loan changes.
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Student loan payments are rising. What to do 'now'

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By Elin Johnson
| Detroit News Verified
PERSONAL FINANCE Elin Johnson NerdWallet Sept. 7, 2026, 12:01 a.m. ET View Comments As student loan borrowers across America switch off of the more affordable Saving on a Valuable Education (SAVE) repayment plan and prepare to choose a new repayment plan, they’re seeing rising monthly payments. That’s because on July 1, borrowers on the SAVE repayment plan began receiving notice that the program is no longer available.
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