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Erika Giovanetti on Muck Rack

Erika Giovanetti

Verified
Richmond
As seen in: U.S. News and World Report, MSN, MSN Canada, Yahoo Finance, Money US News, Fox Business, GOBankingRates, WAGA-TV (Atlanta, GA), WFLD-TV (Chicago, IL), WJBK-TV (Detroit, MI), WNYW-TV (New York, NY) and
Covers:  Personal finance
Consumer Lending Analyst @usnews. I like data and charts. Ask me about mortgage rates. Formerly @FoxBusiness / @LendingTree

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Erika Giovanetti’s Biography

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Erika Giovanetti is the consumer lending analyst for U.S. News & World Report and a certified personal finance counselor. She offers insights on a range of personal finance topics, from mortgage rate trends to student loan debt. Consumers can count on her for advice on buying a home, borrowing money for college, slashing credit card balances, negotiating medical bills, creating a budget and more.

As a personal finance expert, Giovanetti has appeared on television networks, podcasts and radio sh…

Erika Giovanetti’s Journalist Portfolio

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Articles

Today's Mortgage Rates Cool to Lowest Level in 3 Weeks: Aug. 13, 2026

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By Erika Giovanetti Verified, Whitney Blair Wyckoff Verified, Tracy Stewart Verified
| Money US News
Today's average interest rate on a 30-year purchase mortgage is 6.821%, which is lower than yesterday's reading of 6.876%, according to Zillow data provided to U.S. News. For refinancing mortgages, today's 30-year rate is 6.909%, and the current 15-year rate is 5.983%. Interest rates on home loans have risen since the beginning of the U.S. war in Iran in late February.
Open in Who Shared Issue with article?

Today's Mortgage Rates Rise After Fed Meeting: July 30, 2026

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By Erika Giovanetti Verified, Whitney Blair Wyckoff Verified, Tracy Stewart Verified
| Money US News
Today's average interest rate on a 30-year purchase mortgage is 6.863%, which is higher than yesterday's reading of 6.827%, according to Zillow data provided to U.S. News. For refinancing mortgages, today's 30-year rate is 6.977%, and the current 15-year rate is 5.971%. Interest rates on home loans have risen since the beginning of the U.S. war in Iran in late February.
Open in Who Shared Issue with article?

Today's Mortgage Rates Continue to Rise: July 22, 2026

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By Erika Giovanetti Verified, Whitney Blair Wyckoff Verified, Tracy Stewart Verified
| Money US News
Today's average interest rate on a 30-year purchase mortgage is 6.791%, up from 6.742% yesterday, according to Zillow data provided to U.S. News. For refinancing mortgages, today's 30-year rate is 6.906%, and the current 15-year rate is 5.898%. Interest rates on home loans have risen since the beginning of the U.S. war in Iran in late February. The Middle East conflict put upward pressure on oil prices, which can make other items more expensive to manufacture and transport.
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