If you’re looking to shop smart and save big, timing is everything—and retail insiders say this month is one of the best to grab deep discounts across a wide range of seasonal items. Why? Well, with back-to-school and the fall season looming, plus racks full of summer items clogging up inventory, stores like Walmart, Target, T.J. Maxx, Marshalls, Home Depot, Lowe’s, and other popular chains are looking to switch things over ASAP.