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Articles by Fernando Morillo
Eder behar du: zientzia modernoko ekuazio bikainak
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From access to agency: How Gen Z is transforming retail banking
Across the region, a quiet change is taking place. Young people are rethinking what their money represents. They are choosing to align how they spend, save, and invest with the kind of world they want to live in. This represents a shift in consumers’ mindset, one that is beginning to reshape retail banking from the inside out. Recent global data shows just how deep this shift goes. A 2025 Morgan Stanley study found that 99 percent of Gen Z investors are interested in sustainable finance.
How banks can help cement Pakistan’s position in global digital economy
Against the backdrop of a population of more than 240 million people with a median age of just 20.6, Pakistan is seeing rapid growth in mobile wallets, digital payments, and fintech. I recently had the privilege of attending the Digital Foreign Direct Investment Forum in Islamabad, and one of the most striking observations was the availability of future-ready talent in the country.
Why financial inclusion of the youth is important for our economies
Financial inclusion – where individuals and businesses can access affordable financial products and services that meet their needs – has been identified as an enabler for seven of the 17 United Nations Sustainable Development Goals. In facilitating full participation in economic activities, financial inclusion drives economic stability and sustainable growth.
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Idazleon sekretua
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Mashreq launches new mobile app for superior digital experience
Mashreq, one of the leading financial institutions in the MENA region, announced the launch of its innovative mobile app, Mashreq UAE, aimed at providing a superior digital experience for its customers. This cutting-edge solution represents a significant leap in mobile banking, merging the Mashreq app with the Mashreq NEO app to deliver a unified, single-login platform.
Mashreq Partners with Visa and Ecolytiq for Climate Banking
Mashreq, a leading financial institution in the MENA region, in partnership with Visa and ecolytiq, is announcing the roll out of its new climate banking platform to its nearly one million customers – a first of its kind product in both the UAE and in the MENA region overall. Mashreq customers will receive access to a host of value-added features that will help them take control of their personal environmental impact.
Mashreq announces incorporation in Pakistan - Digital banking operations to commence soon
Mashreq, one of the leading financial institutions in the MENA region, is proud to announce the successful incorporation in Pakistan. This marks a significant milestone in Mashreq’s strategic expansion and underlines its commitment in driving digitization and financial inclusion in high growth markets.
Middle East banks must up their financial inclusion efforts
Reuters/Amr Abdallah Dalsh Financial inclusion involves expanding access to banking services – be that opening a bank account, transferring money, receiving wages or obtaining insurance – to all segments of society. Its societal and economic benefits are clear. Bridging the financial divide has the potential to unlock new business opportunities. It will empower individuals with greater financial independence and generate sustainable economic progress throughout the region.
Why educating teenagers on financial literacy requires a unique approach
The rapidly evolving digital landscape has presented teenagers with new challenges when it comes to managing their finances. In a world where consumer temptations are abundant and transactions often occur through digital services such as Apple Pay and credit cards, it is crucial for young people to understand the actual value of money.
How banks can drive change by expanding financial inclusion
Financial inclusion has become a subject of great importance as an indispensable component in driving inclusive growth and supporting the overall economic development of the Middle East and wider Mena region. Over the past decade, technological advances and innovation have allowed banks to make substantial progress towards widespread financial inclusion. What is financial inclusion and why is it important?
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