Lauren Towner

At Money20/20 Europe 2026, Philippe Serres Chief Sales Officer at Giesecke+Devrient (G+D) outlines how they navigating the rapidly evolving fintech landscape. Serres emphasises that for a large organisation, success in the fintech sector relies heavily on agility and the ability to adapt to diverse operational models.

Swift will screech around two significant technology corners this year – one based on existing rails, the other on what could replace them When asked which companies sit front-of-the-pack in global FX innovation, Swift may not immediately spring to mind.

WHY THIS MATTERS: The transition from legacy Direct Debit to commercial Variable Recurring Payments (cVRP) represents a foundational shift in how the economy handles institutional cash flow. For years, businesses have been tethered to an aging collection infrastructure plagued by rising failure rates and delayed settlement times—a bottleneck that directly hampers operational liquidity.