Hamza Khalid
(He/Him)
New York
As seen in:
The Jolt Journal
Covers:
Personal Finance · Banking · Interest Rates · Consumer Technology · Artificial Intelligence · Business
Software Engineer, Father, and Husband | Founder & CEO @hjitechnologies | Founder & Editor-in-Chief @thejoltjournal
Articles by Hamza Khalid
FTC Refund Check in the Mail? How to Tell If It’s Real
Listen to this article 8 min listenFeatures FTC Refund Check in the Mail? How to Tell If It’s Real0:00 / 8:12 Last checked Oct 23, 2026. Picks are based on the prices, rates, fees and terms each provider publishes, checked at the source. We never rank products by commission. See how we’re funded. An FTC refund check can look like junk mail, and that is part of the problem.
Fed Rate Decision: What the Fed Did, When It Meets Next and What It Means for You
Listen to this article 9 min listenFinance Fed Rate Decision: What the Fed Did, When It Meets Next and What It Means for You0:00 / 8:52 We may earn a commission when you buy through links on this page. It doesn't change what we recommend. Figures as of Oct. 22, 2026. The Fed’s next decision is due Oct. 28. The Federal Reserve raised interest rates in September for the first time since 2023, and its officials have said another increase is likely before the end of the year.
What to Do If You Were Scammed: The Recovery Steps, in Order
Listen to this article 7 min listenFeatures What to Do If You Were Scammed: The Recovery Steps, in Order0:00 / 6:47 Last checked Oct 23, 2026. Picks are based on the prices, rates, fees and terms each provider publishes, checked at the source. We never rank products by commission. See how we’re funded. If you think you’ve been scammed, the order of what you do next matters.
Mortgage Rates Today: What the 30-Year Fixed Costs on a $400,000 Loan, and What Moves It
Listen to this article 12 min listenFinance Mortgage Rates Today: What the 30-Year Fixed Costs on a $400,000 Loan, and What Moves It0:00 / 11:48 Rates as of Oct. 22, 2026, from Freddie Mac’s weekly Primary Mortgage Market Survey. We update this page after each Thursday release. The 30-year mortgage rate averaged 7.32% in Freddie Mac’s Primary Mortgage Market Survey for Oct. 22, 2026, down from 7.40% the week before and well above the 6.19% buyers saw a year earlier.
How to Freeze Your Credit at All Three Bureaus
Listen to this article 9 min listenFeatures How to Freeze Your Credit at All Three Bureaus0:00 / 8:31 Last checked Oct 18, 2026. Picks are based on the prices, rates, fees and terms each provider publishes, checked at the source. We never rank products by commission. See how we’re funded. When you freeze your credit, you get one of the few identity-theft protections that’s free, takes only minutes online and doesn’t hurt your credit score.
Best High-Yield Savings Accounts in 2026: Top Rates Checked October 13
Last checked Oct 14, 2026. Picks are based on the prices, rates, fees and terms each provider publishes, checked at the source. We never rank products by commission. See how we’re funded. Savings rates moved again in 2026. The Federal Reserve raised its target range on September 16, 2026, while the typical savings account still pays well under 1%.
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