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Hamza Khalid on Muck Rack

Hamza Khalid

(He/Him)
New York
As seen in: The Jolt Journal
Covers:  Personal Finance · Banking · Interest Rates · Consumer Technology · Artificial Intelligence · Business
Software Engineer, Father, and Husband | Founder & CEO @hjitechnologies | Founder & Editor-in-Chief @thejoltjournal

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Hamza Khalid’s Biography

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Hamza Khalid is the founder and editor-in-chief of The Jolt Journal, which he started in 2012 as Tech Savvy Report. He writes and edits coverage of personal finance, technology and business, with a focus on savings rates, borrowing costs and how tech and policy news affect people's money. The Jolt Journal cites primary sources such as the Federal Reserve, Treasury, FDIC and company filings, and publishes its corrections.

Hamza Khalid’s Journalist Portfolio

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Hamza Khalid, Author at The Jolt Journal

Hamza Khalid, Author at The Jolt Journal

Stories by Hamza Khalid for The Jolt Journal: independent news, analysis and practical guides on technology, …

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High-Yield Savings Rates - The Jolt Journal

High-Yield Savings Rates - The Jolt Journal

High-yield savings account rates compared: APY, minimum deposit, fees and FDIC or NCUA insurance, each with t…

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Fed Rate Decision: What the Fed Did and When It Meets Next

Fed Rate Decision: What the Fed Did and When It Meets Next

The Fed raised rates to 3.75 on Sept. 16 and meets again Oct. 27-28. What it decided, what officials expect, …

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Best High-Yield Savings Accounts 2026: Rates to 4.20% APY

Best High-Yield Savings Accounts 2026: Rates to 4.20% APY

Compare high-yield savings rates checked October 13, 2026: APYs, minimums and the catch for 14 accounts, plus…

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Mortgage Rates Today: 30-Year Fixed Rate and What It Costs

Mortgage Rates Today: 30-Year Fixed Rate and What It Costs

Freddie Mac's survey put the 30-year fixed at 7.32% on Oct. 22, 2026. What that costs on a $400,000 loan, why…

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FTC Refund Check in the Mail? How to Tell If It's Real

FTC Refund Check in the Mail? How to Tell If It's Real

Real FTC refund payments are going out now, from GOAT to Walmart to Amazon. Here is how to tell a genuine che…

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Articles

FTC Refund Check in the Mail? How to Tell If It’s Real

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By Hamza Khalid
| The Jolt Journal
Listen to this article 8 min listenFeatures FTC Refund Check in the Mail? How to Tell If It’s Real0:00 / 8:12 Last checked Oct 23, 2026. Picks are based on the prices, rates, fees and terms each provider publishes, checked at the source. We never rank products by commission. See how we’re funded. An FTC refund check can look like junk mail, and that is part of the problem.
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Fed Rate Decision: What the Fed Did, When It Meets Next and What It Means for You

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By Hamza Khalid
| The Jolt Journal
Listen to this article 9 min listenFinance Fed Rate Decision: What the Fed Did, When It Meets Next and What It Means for You0:00 / 8:52 We may earn a commission when you buy through links on this page. It doesn't change what we recommend. Figures as of Oct. 22, 2026. The Fed’s next decision is due Oct. 28. The Federal Reserve raised interest rates in September for the first time since 2023, and its officials have said another increase is likely before the end of the year.
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What to Do If You Were Scammed: The Recovery Steps, in Order

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By FitBy Hamza Khalid, Hamza Khalid
| The Jolt Journal
Listen to this article 7 min listenFeatures What to Do If You Were Scammed: The Recovery Steps, in Order0:00 / 6:47 Last checked Oct 23, 2026. Picks are based on the prices, rates, fees and terms each provider publishes, checked at the source. We never rank products by commission. See how we’re funded. If you think you’ve been scammed, the order of what you do next matters.
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Interview

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What was your first job as a journalist?

Writing for the Texas Tech University newspaper internally

Have you ever used a typewriter?

No. I'm a keyboard-and-backspace person. I'd have gone through a lot of correction fluid.

How is social media changing news?

It's made news faster and louder, but not always more accurate. A headline can reach millions before anyone checks it, and many people now see the reaction to a story before they see the story itself. That raises the bar for publishers: show where every number comes from, link to the original source, and correct mistakes openly. Speed still matters, but trust is what keeps readers coming back.