It might not be a fun task, but sorting through your finances every so often is essential. But alongside checking your regular outgoings, ensure you don’t have any old debts lurking in your financial history. It’s surprisingly easy to forget about a small sum owed on a credit card, say, or old catalogue bills that have never been paid. However, you risk being refused credit in the future by damaging your financial record if you fail to tackle any unpaid debts.
Millions of us call debt advice lines every year seeking advice on how to manage our finances. This could be the result of simple over-spending or, for homeowners, a common problem is paltry endowment payouts that fail to pay off mortgage debt. Depending on your situation and the size of the debt, there are several solutions you could consider. Whichever option you pick, remember to check rates carefully, any fees involved, and clear the debt with the highest rate of interest first.
There are plenty of reasons for festive cheer in the UK, whether you’re a fan of mince pies, carols or decorating your home with an array of twinkling lights. But for some of us, the season comes around all too soon, and leaves us struggling to be jolly. To solve this dilemma, more and more Brits are heading to sunnier climes to enjoy an alternative Christmas – you don’t have to stay stuck on home soil.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Musk AND Zuckerberg or Musk + Zuckerberg.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used). For example, results will contain either cake or cookie by searching cake OR cookie or cake,cookie
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".