If you find yourself living alone, the cost of bills can add up. Here are some tips to reduce your outgoings and save money if you live by yourself. Living alone may be a choice, or it can mark the end of a serious relationship, whether through a break-up or bereavement. A sudden shift to living along can be an emotional time, with tackling your finances a long way from your mind. Yet the cost of managing a mortgage or rent, bills and other essential household outgoing can add up.
Changes to tax rules for buy-to- let (BTL) investors have dented hopes of making a decent income on a second property for many, with a series of nasty surprises over recent years. These include a 3% stamp duty surcharge on second homes, and curbing mortgage interest relief, set to reach 0% in 2020. Meanwhile, lenders have tightened their criteria when it comes to buy-to-let mortgages, making it tougher to secure a deal.
Downsizing is a common trend among older homeowners. It enables you to release equity from a larger family home that’s risen in value, swapping this for something smaller, and more manageable in retirement. This can provide a welcome financial boost, alongside the opportunity to reduce day-to-day running costs. Estate Agency Hamptons International estimates that downsizers release an average of £115,000 when they move. However, there are pitfalls.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".