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Holden Lewis

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As seen in: NerdWallet, Medium, MSN, Forbes, The Washington Post, USA Today, Yahoo News, ABC NewsOne, Fox News, Yahoo Finance, Associated Press and
Home and mortgage expert @NerdWallet. hlewis@nerdwallet.com
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Articles

How to safely borrow from your home equity

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By Holden Lewis Verified
| Detroit News Verified
PERSONAL FINANCE Holden Lewis NerdWallet July 20, 2026, 12:05 a.m. ET View Comments Home equity lines of credit, or HELOCs, come with a lot of benefits. These include flexibility, low rates (compared to personal loans and credit cards) and a long payoff window. The downside is that HELOCs also carry risk, because you could lose your home to foreclosure if you can’t keep up with the monthly payments.
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When Life-Threatening Injuries Overshadow Soft Tissue Trauma: A Missed Morel-Lavallée Lesion

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By James Montgomery, Holden Lewis Verified, Henry Knox
| The Cureus Journal of Medical Science
Specialty Please choose I'm not a medical professional. Allergy and Immunology Anatomy Anesthesiology Biostatistics Cardiac/Thoracic/Vascular Surgery Cardiology Critical Care Dentistry Dermatology Diabetes and Endocrinology Emergency Medicine Epidemiology and Public Health Family Medicine Forensic Medicine Gastroenterology General Practice Genetics Geriatrics Health Policy Hematology HIV/AIDS Hospital-based Medicine I'm not a medical professional.
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What to say to a mortgage lender when applying to refinance

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By Holden Lewis Verified
| Detroit News Verified
PERSONAL FINANCE Holden Lewis NerdWallet Dec. 28, 2025, 11:00 p.m. ET View Comments When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want to do? What do you hope to accomplish by refinancing?’” says Carolyn Morganbesser, assistant vice president of mortgage originations for Affinity Federal Credit Union in New Jersey.
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