Holti Banka

Digital fast payments aren’t just about technology, they’re about giving people greater control over their financial lives. As of June 2026, people and businesses in 137 countries have access to instant payment services on a 24/7 basis, making everyday transactions cheaper, faster, and more accessible.

Digital fast payments aren’t just about technology, they’re about giving people greater control over their financial lives. As of June 2026, people and businesses in 137 countries have access to instant payment services on a 24/7 basis, making everyday transactions cheaper, faster, and more accessible. What’s Driving Their Use?

Focus Fast payment systems (FPS) enable the instant transfer and availability of funds on a 24/7 basis, offering an alternative to cash and payment cards. While FPS adoption is growing globally, a key open question is how fast payments should be priced. Pricing schemes in FPS need to balance the competing goals of enhancing usage and incentivising the participation of payment service providers (PSPs).