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Articles by Jack Meadows
Serum osteocalcin is associated with scintigraphic abnormalities in lame and clinically sound racehorses
1 INTRODUCTION Musculoskeletal injuries (MSI) remain one of the most significant challenges facing the horse racing industry, both as a major welfare concern and as a substantial economic burden.
Bone Turnover Markers in Fit-to-Race Thoroughbreds: Reference Intervals, Training Effects, and Short-Term Soundness Outcomes
You are already at the latest version Musculoskeletal injury remains a major welfare and performance concern in Thor-oughbred racing, and practical biomarkers for early risk stratification are needed. This multicentre observational cohort study characterised serum concentrations of two bone turnover markers, osteocalcin/BGLAP (OC) and C-terminal telopeptide of type I collagen (CTX-I), in 1,359 fit-to-race Thoroughbred racehorses sampled across New South Wales, Victoria, and Western Australia.
UPDATE: SBA loan eligibility FAQs
Certain government programs, including SBA loan programs, are reserved for “small businesses.” In order to qualify for those programs, a business must satisfy both the SBA’s definition of a “small business concern” as well as the size standards for a small business. What is a small business concern?
The CARES Act: Changes to the U.S. Bankruptcy Code
On March 27, 2020, President Donald Trump signed the Coronavirus Aid, Relief and Economic Security (CARES) Act into law. Among other things, the CARES Act made some important changes to the U.S. Bankruptcy Code. Specifically, the CARES Act modified subchapter V of the bankruptcy code to make it more widely available to small businesses. The Small Business Reorganization Act (SBRA), which became effective on Feb. 19, 2020, created subchapter V.
Financial institutions encouraged to work with borrowers affected by COVID-19
Several governmental agencies have issued a statement encouraging financial institutions to work with borrowers affected by the COVID-19 pandemic. The Board of Governors of the Federal Reserve System, Conference of State Bank Supervisors, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency issued a press release on March 22, 2020.
Financial services sector classified as critical infrastructure
On March 22, 2020, Steve Mnuchin, Secretary of the Treasury, released a providing that the financial services sector is identified as Critical Infrastructure Sector by the Department of Homeland Security. This means that despite the restrictions put in place to slow the spread of COVID-19, essential workers in the financial services sector must maintain their operations and work schedules.
UPDATE: Foreseeable pitfalls of the SAFE Banking Act
The SAFE Banking Act has hit a snag in Congress thanks to opposition from the chair of the Senate Banking Committee. The October 2019 post, “Temper Your Expectations on Cannabis Banking Reform: foreseeable pitfalls of the SAFE Banking Act,” explained how the SAFE Act intended to alleviate the bank industry’s cannabis problem, and where it may fall short.
Commercial Loans: Equity Cure Provisions
Background In loan agreements, lenders customarily require the borrower to make various financial covenants whereby the borrower promises to achieve certain financial metrics, often requiring the borrower to stay above or below certain thresholds based on its operations. Since financial covenants are based on past financial performance, breaches of financial covenants typically cannot be cured in the absence of some sort of cure provision.
Federal Banking Bill Won't Solve All Cannabis Industry Woes
Law360 (October 31, 2019, 2:52 PM EDT) -- On Sept. 25, the Secure and Fair Enforcement, or SAFE, Banking Act of 2019[1] passed the U.S. House of Representatives by an impressive margin of 321 to 103. The U.S. Senate — once seen as a gauntlet of insurmountable obstacles to cannabis banking reform — has also seen some meaningful progress. Sen.
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