Pronouns: We/Them/Boys • Author of Young Money, a guide to making the most of the opportunity costs of your 20s. Investing @slow
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Articles by Jack Raines
Prestige Traps and Technological Shifts.
Welcome to Young Money! New to my blog? Join 60,000+ subscribers by adding your email address below: “Consider a turkey that is fed every day. Every single feeding will firm up the bird’s belief that it is the general rule of life to be fed every day by friendly members of the human race “looking out for its best interests,” as a politician would say. On the afternoon of the Wednesday before Thanksgiving, something unexpected will happen to the turkey.
The Difference Between “Can” and “Should”
Welcome to Young Money! New to my blog? Join 60,000+ subscribers by adding your email address below: I had initially published this as a “podcast” on Substack, but I’ve since switched to hosting the podcast on Spotify with a voiceover at the top of my essays. Anyway, this is the “deleted and republished” version of the blog. Two months post-book launch, it’s time to start blogging again. Does anyone blog these days? Does anyone read blogs these days? I don’t know.
Young Money by Jack Raines
Welcome to Young Money! New to my blog? Join 60,000+ subscribers by adding your email address below: Blogging again after a two month hiatus, since apparently there are more listeners than readers in the world these days! Today’s essay is a ~20 minute read and a ~25 minute listen. Catch the audio on Spotify or Apple Podcasts. Two months post-book launch, it’s time to start blogging again. Does anyone blog these days? Does anyone read blogs these days? I don’t know.
Who Profits When Everyone Is Recording? (ft. Kyla Scanlon)
A new show in the Prof G universe by writer and investor Jack Raines! Each week, Jack takes a big story in tech or money and asks what it means for your life and your wallet. Jack Raines explores the surveillance economy, from AI glasses and viral videos to police camera networks. What happens when someone else trades away your privacy – and who benefits when everyday life becomes content and data?
Can Meta's Muse AI Agent Save You Money?
A new show in the Prof G universe by writer and investor Jack Raines! Each week, Jack takes a big story in tech or money and asks what it means for your life and your wallet. Meta’s new AI assistant, Muse, promises to do more than answer questions. It can shop, handle tedious tasks, and potentially find money you didn’t know you were owed.
Creator AI Bootcamp & Hackathon II
The way creators build businesses has fundamentally changed with AI, and we're not going to let our creators figure it out alone. After an overwhelmingly successful debut in April, the Slow Creator Fund is bringing our two-day, hands-on AI Bootcamp to New York this September. The first cohort sold out, and founders walked away having built everything from custom AI agents to content workflows and business automations they could use immediately.
Beginnings
A week ago, my friend Jack Raines published a book called Young Money. He has this knack for telling great stories that both make you laugh and make you think. Not many people can do what he does, so I asked him to tear apart the story he tells in chapter 1 to show you exactly why it works and how the storyteller thought about building it. Enjoy. In the real-world, I have a selection of tried-and-true “stories” that I know play well in different settings.
29-Year-Olds Can Write Memoirs Too.
Five years after launching this blog, I’m stoked that Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is finally available for purchase! Buy your copy below: The last couple of weeks were, to say the least, pretty wild. Highlights include, but are not limited to: Appearing on , not just once, but twice (and facing accusations of being a nepo baby from the comment section). Chopping it up in the Bloomberg HQ with Barry Ritholtz. Renting the NASDAQ for a day.
5 Rules for Making the Most of Your 20s
The Big Idea: Most advice for twenty-somethings is really advice for forty-somethings delivered ten years too early: save aggressively, optimize your career, build stability. But your twenties are a distinct stage with their own windows, their own risks worth taking, and their own version of fun that won’t be available later. Why It Matters: Every stage of life closes a few doors on its way out.
Young Money by Jack Raines
Five years after launching this blog, I’m stoked that Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is finally available for purchase! Buy your copy below: There was, I believe, a time where the publishers, as well as a select few networks, magazines, and newspapers, could move the needle on a book.
The Book That Saved Me from Wasting My Life
The Book That Saved Me from Wasting My Life “I spent a year seeing 26 different countries, one hostel bunk bed at a time. And five years later, I couldn’t be happier with that decision,” writes Jack Raines. (Universal Archive/Universal Images Group via Getty Images) I was 24, miserable at my desk job, and convinced I had to stick it out. Then I read a book that made me realize I could choose differently.
Young Money by Jack Raines
Five years after launching this blog, I’m stoked that Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is finally available for purchase! Buy your copy below: THANK YOU, THANK YOU, THANK YOU. Young Money went live Tuesday, and the last 48 hours have been insane.
Buy Your Copy of Young Money Today!
Five years after launching this blog, and two years after signing this book deal, I’m stoked for you to finally read Young Money: A Field Guide to Wealth and Purpose in Your Twenties. Buy your copy below, and make sure to leave a review! A story from last summer: While briefly living in the CitizenM Bowery Hotel, I lost approximately 15 pounds due to stress in the ~2 weeks between June 25th and July 8th.
Young Money: A Field Guide to Wealth and Purpose in Your Twenties
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Young Money: A Field Guide to Wealth and Purpose in Your Twenties
Each Great on Kindle book offers a great reading experience, at a better value than print to keep your wallet happy. Explore your book, then jump right back to where you left off with Page Flip. View high quality images that let you zoom in to take a closer look. Enjoy features only possible in digital – start reading right away, carry your library with you, adjust the font, create shareable notes and highlights, and more.
Young Money: A Field Guide to Wealth and Purpose in Your Twenties
From the creator of the hit newsletter Young Money, a guide for for Gen Z professionals fed up with the traditional career path and ready to rethink their relationship with money, work, and what it means to live well. Jack Raines did everything right: get the grades, get the job, climb the ladder. But somewhere between the meetings and the paychecks, a question crept in— Is this it? What once looked like success started to feel like a trap.
Young Money: A Field Guide to Wealth and Purpose in Your Twenties
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Young Money: A Field Guide to Wealth and Purpose in Your Twenties
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The New Rules of Money in Your 20s - with Jack Raines
Scott Galloway speaks with Jack Raines, author of Young Money: A Field Guide to Wealth and Purpose in Your 20s, about why young people may be over-optimizing for retirement at the expense of actually living. Subscribe to Prof G+ to join our next livestreamat profgmedia.com. And if you’re not already reading Jack’s work, check out his Substack. Pre-order his book, Young Money, here. Looking for the full version?
REPLAY: How to Spend Your 20s - with Jack Raines
Scott Galloway and Jack Rainesdiscuss how to build wealth, find purpose, and make smarter financial decisions in your twenties. Subscribe to Prof G+ to join our next livestream here. And if you’re not already reading Jack’s work, check out his Substack or pre-order his book, Young Money, here. A condensed version of the taping will run on the Prof G Pod feed this Thursday.
Life Is a Stage-Specific Endeavor.
This blog is an excerpt from my first book: Young Money: A Field Guide to Wealth and Purpose in Your Twenties. I wrote 270 pages on status games, opportunity costs, and the stage-specificity of life; topics that I think are particularly timely today. To read the rest of the chapter (and the full book!), order your copy below: Also, I’ll be live with Scott Galloway on Substack at 3:15 ET today! Come tune in.
How Much Money Is Enough? Plus, Why AI Won’t Replace Financial Advisors - with Jack Raines
Scott Galloway is joined by Jack Raines, writer of the Young Money newsletter and author of Young Money: A Field Guide to Wealth and Purpose in Your Twenties. Scott and Jack discuss what “enough” actually means, why the rent-versus-buy math rarely favors buying in the highest-cost cities, and what a financial advisor is really for once AI can place the trades. Want to be featured in a future episode?
Young Money by Jack Raines
My first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is coming out in two weeks. This blog post, which I originally wrote in 2024, was the inspiration behind a core idea in my book: how apathy steals our time from us.
Three Weeks Until Book Launch!!
My first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is coming out on August 4th. I wrote 270 pages on status games, opportunity costs, and the stage-specificity of life; topics that I think are particularly timely today.
Young Money by Jack Raines
The following is an excerpt from Chapter 15: The Cost of Status, from my first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties. If you enjoy this passage, you can read the rest by ordering the book below: I have a few friends who grew up wealthy in New York and Connecticut. Their parents work in finance, primarily. Many of these friends attended private schools that cost upwards of $60,000 per year.
Young Money by Jack Raines
My first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is coming out on August 4th. I wrote 270 pages on status games, opportunity costs, and the stage-specificity of life; topics that I think are particularly timely today. Pre-orders are crucial to a book’s success, and I would be super grateful if you snag your copy by pre-ordering below: Other side note: I’m in Cannes all week. If you’re around, hit me up. Thx.
The World Needs Less "Content," Not More
My first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is coming out on August 4th. It’s my culmination of five years of thoughts on status games, opportunity costs, and the stage-specificity of life. If you’re around my age or younger, this book is for you. If you’re around my parents’ age or older, it's a fantastic “back to school” or “welcome to the real world” gift.
How Can You Not be Romantic About NYC?
PSA: My first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is coming out on August 4th. It’s my culmination of five years of thoughts on making the most of the opportunity costs of your youth, before the current stage of life passes you by. Pre-order your copy below: When you’re attending a “watch party” for a sporting event, it’s typically a good move to bring your own drinks, particularly when you’re a group of four dudes who vaguely-but-don’t-really know the hosts.
Audience Capture and Short-Form Slop
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email here.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email here. And if you like my blog, you should pre-order my first book, Young Money, by clicking below: Today’s letter covers my thoughts on broader investor FOMO into semiconductor and memory stocks, why software might not be dead, and some nuance on how AI could make certain software players even more valuable.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email here. And if you like my blog, you should pre-order my first book, Young Money, by clicking below: As someone who has written close to a million words online at this point, I have had, from time to time, people ask me, “Do you think AI will kill writing?” My answer to that is “no,” but AI has killed something else.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Two quick programming notes: I wrote a book, Young Money, and it comes out in August. I will, between now and August, marketing this book aggressively, as I would like to sell as many copies as humanly possible. I also think it’s a very good book, you should therefore pre-order it, and you’ll be glad you did. Pre-order link here.
Young Money by Jack Raines: 9798217046935
ISBN9798217046935 Available onAug 04, 2026 Published byPortfolio Pages272 Dimensions5-1/2 x 8-1/4 Jack Raines is a writer, investor, and proud personality hire; the order of those labels depends on who’s asking. After playing football at Mercer University, Jack graduated with degrees in finance and Spanish, spending the next 18 months working in corporate finance before realizing he didn’t want to spend the next 18 years doing the same thing.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. 🚨ATTENTION YOUNG MONEY READERS🚨 As some of you know, I spent the last ~year and a half, give or take, working on a book. Last Friday, I finally read the first physical copy: 272 pages of an “uncorrected proof for limited distribution.” I’m quite proud of this thing.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Brief note: I’m co-hosting a San Francisco Tech Breakfast Club next Tuesday from 9-11 AM PDT. If you’re around, come hang, caffeinate, and chow down with friends. Signup link here. I spent most of 2025 living in San Francisco. Before December 2024, I had never visited San Francisco.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Happy Monday, to those who celebrate. Last week was quite busy on the Slow Ventures front. We hosted an Etiquette School in NYC on Tuesday evening, then an “AI bots training school” for creators in San Francisco on Thursday and Friday. I also turned 29 last week. One more year until I’m officially washed. Okay let’s get into it.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. The date is April 3rd, 2029. A few months ago, I moved back to San Francisco, as the effective tax rate in New York City has now reached 85%, with a billionaire tax becoming a centi-millionaire tax becoming a tax on anyone earning above $200,000.
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. On February 28th, the United States and Israel launched a surprise attack against Iran, killing Supreme Leader Ali Khamenei and several other Iranian military officials.
Young Money by Jack Raines
I spent the last ~two years writing Young Money, and I couldn’t be more excited to share it with you all. Below, I’ve included a brief excerpt to describe who I wrote this book before and why. You can pre-order your copy at Amazon, Audible, Barnes & Noble, Bookshop.org, Books-A-Million, Apple Books, and anywhere else you find your books today. “Uncertainty.” The default state of one’s post-college twenties can be summed up in one word: “uncertainty.” Where should I live? What should I do for work?
Young Money by Jack Raines
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Hello there, and happy Monday to those who celebrate. I am, to the best of my abilities, trying to work back into writing this thing weekly.
What Comes Next?
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Change is in the air, or so it seems. Over the last three weeks, I’ve had more conversations with friends and acquaintances who are “considering different career moves” than I’d had in the last year up to that point. Part of this is, as it always has been, structural.
Elon Musk Did It Again
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Happy Tuesday to those who celebrate. Getting back in the habit of making this a weekly column of sorts again, digging into the more interesting stories I see in tech/markets/culture over the preceding week. In today’s letter: X investors are set to get paid thanks to Elon’s latest financial engineering. Fake quantum companies have valuable stock.
Financial Modeling Will Be Obsolete
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Apologies for the lack of writing the last week or two. Normally, weekends are for writing, but for the last two weeks I was running all over Manhattan touring apartments, ordering furniture, etc.
Happy 2026, Let's Get This Bread
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Hello from Geneva, Switzerland. I spent the last week skiing with a few friends in Val Thorens, France before heading back to the grind tomorrow morning (though, I guess it is now tomorrow morning, as I wrote this on Sunday). This has been the most travel-intense holiday season of my life.
India, Deep Work, and Some 2026 Goals
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. I hope everyone has been enjoying the holidays. This has been one of the more hectic travel periods of my life. From mid-December through next week, my travel schedule has looked like this: San Francisco to New York to Tampa to New York to New Delhi to New York to Atlanta to Tifton to Birmingham to New York to Geneva to New York.
Chapter 58: From India, with Love.
This is a quite-long, ~9,000 word travel blog. You may need to click the “keep reading” at the bottom to see the full message. Thanks! “How much do you want to bet?” “What?” This 60-year-old Indian man stares at me, takes another hit of his cigarette, then repeats himself. “I arm wrestle your friend. Gamble on it. How much are you going to bet?” I look in my wallet and see ~$120 and change. I glance at this Indian dude.
Some thoughts on "Head of Narrative"
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below.
Back to New York
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. I moved back to New York this weekend. I mean, sort of. I flew a bunch of suitcases to New York on Friday because I’m about to head to a bachelor party in Florida on Thursday, and then I have to immediately turn around for a wedding in India, and then it’s right back to Georgia for the holidays, so I needed all of my stuff on the east coast.
Time to start blogging again.
Welcome to Young Money! If you’re new here, you can join the tens of thousands of subscribers receiving my essays each week by adding your email below. Hello there, dear reader! Long time no inbox. I owe you a brief explanation for where I disappeared to over the past few months, so let’s get to that. If you recall, I’ve been working on a book for the ~past year, and, in July, I turned in my first draft to my editor.
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