Jaspal Singh on Muck Rack

Jaspal Singh

Southern Asia
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Articles

Tax on FD Interest & How to Save It

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By Jaspal Singh
| yourfinances.in
Tax on FD Interest & How to Save It Fixed deposits feel safe and simple — but the interest they pay is fully taxable, and many people are caught out by it. Understanding how tax on FD interest works, when the bank cuts TDS, and the legal ways to reduce that tax can save you a meaningful amount each year. Here's a plain-language guide for FY 2025-26 (AY 2026-27).
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Capital Gains Tax on Shares & Mutual Funds

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By Jaspal Singh
| yourfinances.in
Capital Gains Tax on Shares & Mutual Funds When you sell shares or mutual funds for a profit, that profit is a capital gain — and how much tax you pay depends on what you sold and how long you held it. After the 2024 Budget overhauled the rules, the rates changed for everyone, so it's worth getting them right before you sell or file. This guide explains capital gains tax on shares and mutual funds in plain language for FY 2025-26 (AY 2026-27).
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Form 26AS, AIS & TIS: What's the Difference?

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By Jaspal Singh
| yourfinances.in
Form 26AS, AIS & TIS: What's the Difference? Before you file your income tax return, three documents on the income tax portal tell the department what it already knows about your money: Form 26AS, the AIS (Annual Information Statement) and the TIS (Taxpayer Information Summary). Reading them — and fixing any mismatch — is the single best way to avoid a tax notice. This guide explains what each one shows and how to use them, in plain language for FY 2025-26 (AY 2026-27).
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