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Jean Chatzky on Muck Rack

Jean Chatzky

Verified
New York
As seen in: AARP, Everyday Wealth, HerMoney with Jean Chatzky, Apple Podcasts, LinkedIn, Facebook, CNN, Forbes, MSN Ireland, Business Insider, The Washington Post, BuzzFeed, CNBC and
Award-winning financial journalist. NYT & WSJ Best-selling author. Co-founder & CEO of @hermoneymedia & host of the #HerMoneyPodcast.
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Articles

Emeklilik Birikimini Ömürlük Maaşa Çevirmek Mümkün

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By Muaz Kalaycı Verified, Jean Chatzky Verified, Wade Pfau
| Haber Aktuel Verified
Özel sektörde uzun yıllar çalışanlar emeklilikte düzenli bir maaşa sahip olamadığı için birikimlerini nasıl harcayacakları konusunda büyük bir endişe yaşıyor. Sosyal Güvenlik, emeklilik öncesi gelirin yalnızca yüzde 40’ını karşılayabildiğinden, bu durum birikimlerin yetersiz kalma korkusunu da beraberinde getiriyor. Ancak birikimlerin bir kısmını düzenli bir gelir akışına dönüştürmek, temel ihtiyaçları karşılayacak bir emeklilik bütçesi oluşturmanın en etkili yollarından biri olarak öne çıkıyor.
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Don’t Overlook This Steady Source of Income in Retirement

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By Jean Chatzky Verified
| AARP
For additional steady income, one choice is using some of the money in your nest egg to buy an annuity. This needs to be well-thought-out, since there are several different types you can buy, their terms can be complicated, and they’re not suitable for everyone’s retirement needs. Some of these financial vehicles launch monthly income immediately; others, yielding higher monthly payments, kick in years later.
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How Lenders Use Debt-to-Income to Evaluate Your Loan Application

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By Jean Chatzky Verified
| savvymoney.com
Do one thing: Don’t rely solely on your credit score before applying for a home loan. Use an online debt-to-income or DTI calculator to figure out what your debt-to-income ratio will be with a new loan ahead of time. When evaluating home loan applications, lenders look for more than just a solid credit score. Most often, they look at the bigger picture of your financial life, including your debt-to-income ratio (DTI).
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