As the calendar flips to July, you may have more to look forward to than fireworks and Independence Day celebrations. Millions of Americans are poised to see a pop in their credit scores of anywhere from about 10 to over 40 points. This is all thanks to a little-known policy change having to do with tax liens and civil judgments. A tax lien is a legal claim the government has over your assets if you fail to pay your taxes.
As if college isn't expensive enough — and at an average $24,610 for a year at an in-state public college and twice that at a private one — today's college students seem intent on adding substantially to their bills. The culprit? Overdraft and late payment fees. Over four years of school, those charges add another $1,016 for the average student, according to NerdWallet. In total, U.S. college students spend more than $795 million a year on overdraft and late payment fees.
One-quarter of Americans cop to having a "clutter problem." Hardly surprising then, that the average home contains 300,000 items. And there's an emotional cost to that. Research conducted for the Huffington Post showed that 84 percent of Americans worry that their homes aren't organized (or clean) enough — and 55 percent of those folks say it's a big cause of stress. The other toll is financial.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".