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jeffery Zhang

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Articles

Enforcing Fair Lending: Evidence from Mortgage Market Litigation

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By Matthew Maury, Michael Suher, jeffery Zhang
| federalreserve.gov
February 2026 Matthew Maury, Michael Suher, and Jeffery Y. Zhang Abstract: Does fair lending litigation impact mortgage lender decisions? Using a novel dataset of all fair lending legal actions from 1991 to 2023, we find that it does. In the wake of legal settlements for discrimination against Black borrowers, lenders significantly reduced denial rates for Black applicants.
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Vagabond electrifies theater during Winter Week

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By jeffery Zhang
| Wayland Student Press Network (WSPN)
The four-man band, Vagabond, performed in the theater on Tuesday, Jan. 27. Formed five years ago, the group has performed at Wayland High School five times. Vagabond features senior Ori Kohl on drums, senior Ben Hammond on guitar and vocals, senior Atticus DeGrenier on guitar, bass and vocals and junior Brennan Smith on bass and keyboard. Vagabond opened the concert with “Don’t Stop Believin” by Journey and followed with “As It Was” by Harry Styles.
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Bank Governance: Lessons Still Not Learned

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By Marco Becht, Patrick Bolton, Dan Awrey, jeffery Zhang
| ecgi.global
Sign up below with your email address * indicates required Email Address * Prefix First Name * Last Name * Job title * Organisation * Country (location) * Are you an academic? Yes, I am an academic No, I am not an academic Which research papers do you wish to receive? Papers in the Law Series Papers in the Finance Series What event related content do you wish to receive?
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