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Jeffrey Barringer on Muck Rack

Jeffrey Barringer

As seen in: Law360, JD Supra, Mondaq
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Articles

4 True Lender State Laws And 1 Appeal For Fintechs To Watch

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By Rachael Aspery, Robert Savoie, Jeffrey Barringer
| Law360 Verified
By Rachael Aspery, Robert Savoie and Jeffrey Barringer ( April 23, 2026, 5:55 PM EDT) -- The fintech industry continues to face increased scrutiny through proposed state legislation and ongoing litigation regarding the impact of Colorado's decision to opt-out from the Depository Institutions Deregulation and Monetary Control Act, or DIDMCA.... Law360 is on it, so you are, too.
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New Year, Same Concerns - DIDMCA Opt-Out and True Lender Legislative Proposals to Watch | JD Supra

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By Rachael Aspery, Jeffrey Barringer
| JD Supra
The FinTech industry continues to face increased scrutiny through proposed state legislation and ongoing litigation regarding the impact of Colorado’s opt-out from the Depository Institutions Deregulation and Monetary Control Act (DIDMCA). Since December 2025, four states have introduced legislation seeking to impose true lender laws or opt-out from DIDMCA. The U.S. Court of Appeals for the Tenth Circuit also issued a 2-1 decision in NAIC v.
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CFPB Supervisory Highlights Reflect Continued Emphasis On

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By Jeffrey Barringer, Jim Sandy
| Mondaq
On April 24, 2024, the Consumer Financial Protection Bureau (CFPB) released the latest edition of its Supervisory Highlights, this time targeting so-called "junk fees" in the mortgage servicing industry. According to the CFPB, its examiners found that mortgage servicers continued to assess junk fees in a wide array of activities, including unnecessary property inspection fees and improper late fees.
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