Not long after Monique Showalter had her two sons some 40 years ago, her mother set the tone for how to save for the college education of all her grandchildren. “She told us, ‘I’ll pay the college tuition and you guys pay for everything else,’” Showalter says. “We still had hefty college bills for room and board, and all, but it really helped. “That set a precedent, and I thought ‘I’m going to do that for my grandchildren,’” she adds.