Jim Malo on Muck Rack

Jim Malo

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As seen in: The Age, MSN Australia, ABC News (Australia), Stuff.co.nz, Sydney Morning Herald, VICE, Naked City, The Sunday Age, Australian Financial Review, Nine Network, The Canberra Times and
Australia's most prominent Malagasy & Reporter @theage Past: @pedestriandaily, @abcaudio, @abcnews, @3RRRFM, dm 4 signal/protonmail
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Articles

This is how much you need to earn to buy a house in 2024

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By Jim Malo Verified
| Nine Network Verified
The average household income of home buyers has increased to $220,000, a nearly 40 per cent jump from just four years ago. Almost a third of all home loan applicants now make more than $200,000, at the expense of those less than $150,000, Jarden analysis of Commonwealth Bank data shows. The average full-time annual income in Australia is $98,098 as of November 2023, based on Australian Bureau of Statistics' weekly earnings figures. The average buyer in 2019 had a household income of $160,000.
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House prices: Truth behind the $21,000 boost to your home buying dream

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By Jim Malo Verified
| Nine Network Verified
Potential property buyers hoping the altered stage 3 tax cuts could help them borrow more money are being warned to temper their expectations, as the modest boost could be mostly eroded by a rising market and inflation. RateCity modelling shows a single person earning $100,000 would see their maximum borrowing capacity increase from $462,000 to $483,100 – or $21,100 more. A couple where one partner earned $100,000 and the other $65,000 would see a lift of $33,500, upped from $754,900 to $788,400.
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The low-down on the best time to get a home loan

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By Jim Malo Verified
| Nine Network Verified
Casual workers who face greater difficulty getting a home loan can boost their chances and borrowing power if they act sooner rather than later, experts say. Home buyers who work casually, make commissions, receive bonuses or work a lot of overtime in the back end of the year will find it easier to get approved for a mortgage in the coming months, thanks to a quirk in how the approval system works.
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