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Articles by Joel Schaefer
Beyond 60/40: How Expanding Portfolio Diversifiers Can Significantly Improve Risk-Adjusted Returns
Sep 19, 2026, 9:03 AM ET, , , Summary Traditional 60/40 stock-bond portfolios have underperformed as bonds lost diversification power post-2021, demanding new approaches. Allocating 40% to gold and systematic trend strategies historically improved risk-adjusted returns by 25% and halved drawdowns. Including equity market neutral and intermediate treasuries further enhanced Sharpe ratios and reduced volatility versus core bond funds.
Beet Salad with Chicken and Lemon Basil Vinaigrette
This flavor-filled Beet Salad with Chicken makes a great lunch or light dinner. Two types of beets add earthy flavor to the salad. They pair beautifully with candied sunflower seeds, and the delicious lemon-basil vinaigrette. Beets are healthful, versatile root vegetables, which are harvested from summer through late fall. In this recipe, we use raw and roasted beets, which adds layers of texture that complement the crunchy sunflower seeds.
Scalloped Top 8-Free Butternut and Potatoes
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Top 8-Free Asparagus Tempura Temaki
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Top 9-Free Crispy Avocado Tacos
Home » Recipes » Top 9-Free Crispy Avocado Tacos Black beans and slaw are the perfect match for crunchy, creamy deep-fried avocados in these delicious plant-based tacos. Our slaw is a from-scratch recipe, but to save on time, you can substitute 3 1/2 cups coleslaw mix for the shredded cabbage and carrot.
Gluten-Free Kabocha Squash Stuffing
Home Recipes Gluten-Free Kabocha Squash Stuffing Cooking makes the green skin of kabocha squash less tough and edible, but we remove it for the softest texture. Photo: Andrew Grinton Makes: 8 servings Free of: gluten and all top allergens Planning a Thanksgiving feast?
Braised Beef Crêpes with Savory Pumpkin Gravy
Home Recipes Braised Beef Crêpes with Savory Pumpkin Gravy Pumpkin puree adds amazing depth to the not-so-classic beef gravy and gluten-free crêpes. Photo: Andrew Grinton Makes: 8 crêpesFree of: gluten and all top allergens Planning a Thanksgiving feast?
Spaghetti Squash Jambalaya
Home Recipes Spaghetti Squash Jambalaya This lightly spicy jambalaya dish is rich in flavor, but mild enough for timid taste buds. Enjoy it tossed or pour the sauce over the “noodles” for a deconstructed experience. Photo: Andrew Grinton Makes: 4 servings Free of: gluten and all top allergens Planning a Thanksgiving feast?
Allergy-Friendly Spring Rolls with Sunflower Butter Sauce
Home » Recipes » Allergy-Friendly Spring Rolls with Sunflower Butter Sauce Vietnamese rolls are hugely popular, but those with allergies usually must keep their distance. From shrimp to peanuts, soy or dairy, these are usually little wraps of reactivity. But it needn’t be this way. Our refreshing rolls are light and delicious, filled with great and healthful colors and crunch.
Hawaiian Potato-Macaroni Salad: Dairy-Free, Egg-Free, Gluten-Free
Home » Recipes » Hawaiian Potato-Macaroni Salad: Dairy-Free, Egg-Free, Gluten-Free Ah Hawaii, the surf, the sand, the palms – and the food! The state’s unique cuisine has been a hot food trend in restaurants for the past couple of years. In this recipe for Hawaiian Potato-Macaroni Salad, allergy chefs Joel Schaefer and Mary Schaefer, who’ve lived and worked in the Pacific state, re-create a classic staple of its lunch counters.
Gluten-Free, Allergy-Friendly Beetball Marinara Sub
Home Recipes Gluten-Free, Allergy-Friendly Beetball Marinara Sub We’ve completely renovated the traditional diner meatball sub, creating it from ingredients packed with protein and nutrition. The red from the springtime beets even bears a remarkable resemblance to ground beef. The balls are also great in spaghetti or even as an appetizer.
The Ultimate Allergy-Friendly Poutine
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Dairy-Free, Gluten-Free Brussels Sprouts Pizza, with Prosciutto
Home Recipes Dairy-Free, Gluten-Free Brussels Sprouts Pizza, with Prosciutto and Balsamic Onions Our caramelized onions make a perfect pizza topping, with no sauce needed. Crispy Brussels sprouts leaves add a great plant-based element for this wonderful dairy-free, gluten-free, nut-free pizza. With a tempting mix of flavors and a superb gluten-free crust, you’ll want to make this family-pleaser again and again.
Top 8-Free Butternut Squash Lasagna with Turkey, Kale and Mushrooms
This lasagna is layered with a butternut squash puree, turkey, kale and mushrooms. The ingredients can be prepared ahead of time, so all you have to do is cook the pasta, assemble, bake and enjoy. Photo: Andrew Grinton Makes: 8 servings Free of: gluten and all top allergens
Glazed Gluten-Free Pumpkin Doughnuts
Home » Recipes » Glazed Gluten-Free Pumpkin Doughnuts Are you ready for the best fall doughnut ever? Then do make our Glazed Pumpkin Doughnuts. These pumpkin doughnuts are not only gluten-free and allergy-friendly, but they’re also baked. That’s healthier and much less mess than with deep-fried doughnuts. There are no special tools to bake these beauties – just use two standard six-cavity doughnut pans. These doughnuts are best eaten an hour or two after glazing.
Cheezy Dairy-free Macaroni with Peas and Roasted Carrots
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Citrus Chicken Royale
While Mary Schaefer was working as a pastry chef at the Royal Hawaiian Hotel in Honolulu, this Citrus Chicken Royale was the most popular dish at the Surf Room. Allergic Living thought it would be a great idea to get the Chef Schaefers to reinvent this flavorful dish – so you can make it at home. The Citrus Chicken Royale is free of the Top 9 allergens and gluten-free (the latter includes Chef Joel’s GF Breading Mix).
Dairy-Free, Gluten-Free Apple Butter & Pumpkin Muffins
Home » Recipes » Dairy-Free, Gluten-Free Apple Butter & Pumpkin Muffins These apple-pumpkin muffins are filled with a pocket of dairy-free apple butter. The simple glaze tops off the finished muffins with a punch of sweet flavor. If you decide to make your own apple butter, use any of Braeburn, Jonagold, McIntosh or Winesap. These apples have a superior sweet-tart flavor and produce a smooth butter.
Elvis-Inspired Sunflower Butter and Banana Waffles
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The Internet of Things: Defining the leaders using IoT technology - Accenture Insurance Blog
For the businesses and governments that are ready to take advantage of it, the Internet of Things (IoT) presents huge opportunities. Conservative estimates place worldwide spending on the IoT at $20 billion in 2012, and it’s expected to reach $500 billion by 2020. In a new study, “Driving Unconventional Growth through the Internet of Things,” Accenture examines what leading companies are doing to meet the challenges and opportunities presented by the IoT.
Allergy-Friendly Chicken-Fried Hamburger Steak
Home » Recipes » Allergy-Friendly Chicken-Fried Hamburger Steak Chicken-Fried Steak originated in Texas, where the steak was prepared like fried chicken and served with a peppery white sauce. Our version keeps the great taste – but sidesteps the allergens of dairy, wheat and egg. If you prefer, you can use tenderized cube steaks instead of hamburger patties. To take this dish to the next level, we pair our steak with a Southwestern “cheeze” sauce.
Identifying RPA Candidates - Accenture Insurance Blog
In the first blog in this series, we discussed how robotic process automation (RPA) is helping insurers reduce both processing costs and time. RPA can also deliver major improvements in quality, such as the virtual elimination of processing errors. It generates a high volume of operational process data and metrics, supporting advanced analytics and operational intelligence in the areas of fraud detection and prevention, regulatory compliance, and customer experience management, among others.
Allergy-Friendly Warm Delicata Salad with Crispy Chickpeas
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Allergy-Friendly Quinoa Falafel Bowl with Red Pepper Sauce
The flavorful Mediterranean falafel patties in our bowl are packed with fresh herbs and spices. Be sure to plan ahead and use dried chickpeas, not canned, for superior results. Photo: Andrew Grinton Makes: 6 servings Free of: gluten and all top allergens
Allergy-Friendly Chicken, Quinoa and Spinach Soup
Home Recipes Allergy-Friendly Chicken, Quinoa and Spinach Soup There’s nothing more satisfying than warm soup on a cool evening. Our version features chicken, quinoa and spinach. It’s gluten-free and, of course, allergy-friendly.
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