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The recently issued Department of Labor fiduciary rule is arguably one of the most sweeping regulatory changes in recent decades. While many continue to debate its merits or, in some cases, lack thereof, the rule succeeded in bringing the different adviser standards of care into the spotlight. To be clear, the different adviser standards of care have been largely unchanged since the original Employee Retirement Income Security Act of 1974.
In Tuesday night's State of the Union address, President Barack Obama laid out many big picture ideas meant to support his theme of “middle-class economics.” What was conspicuously missing in this discussion was any mention of taxes, beyond the contextual talk about “closing loopholes” for wealthier folks.
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