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Jon Hubbard on Muck Rack

Jon Hubbard

As seen in: JD Supra, Lexology, Accounting Today, Mondaq, insideARM, CPA Practice Advisor, LexBlog, Creditandcollectionnews, Local Government First, Open Legal Blog Archive
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Articles

Fourth Circuit Finds Public Disclosure Required for Standing in Data Breach Case | JD Supra

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By Noah DiPasquale, Cindy Hanson, Jon Hubbard
| JD Supra
Key point: Courts are concluding that not all data breaches should result in a lawsuit. Businesses need to consider causation and damages when responding to an incident and take steps to determine if there is no evidence of harm or traceability including on a class wide basis. Since the first data breach lawsuits filed in 2005, Article III standing has been a central issue.
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Fourth Circuit Issues Ruling on Furnisher’s Duty to Investigate Legal Disputes Under FCRA

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By David Anthony Verified, Brooke Conkle, Stefanie Jackman, Jon Hubbard
| insideARM
On March 14, the U.S. Court of Appeals for the Fourth Circuit issued a ruling addressing the obligations of furnishers under the Fair Credit Reporting Act (FCRA) to conduct reasonable investigations of disputed information, whether the disputed information be legal or factual in nature. The issue of whether the distinction between “legal” and “factual” disputes is relevant under the FCRA has been hotly contested in recent years.
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Fourth Circuit Holds UCC Article 4A Requires Beneficiary Bank’s Actual Knowledge for Wire Misdescription Liability in Business Email Compromise Scam Case | Troutman Pepper Locke - JDSupra

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By Brooke Conkle, Jon Hubbard, Heryka R. Knoespel
| JD Supra
On March 26, the U.S. Court of Appeals for the Fourth Circuit reversed a district court’s decision holding a credit union liable for a wire transfer in a business email compromise scam case where the credit union lacked “actual knowledge” of the mismatch between the account number and beneficiary. Background In Studco Building Systems, U.S. v.
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