Jon McDonald on Muck Rack

Jon McDonald

Verified
As seen in: Digital Brands, The Daily Mirror, Gainesville Sun, CornwallLive, NewsBreak, Cardrates, South Florida Reporter, HostingAdvice, Bad Credit, Receivables Advisor, Lake Gaston Gazette-Observer

Get in touch with Jon

Contact Jon, search articles and posts on X, monitor coverage, and track replies from one place.

Learn more about Muck Rack

Actions

Share this page

Articles

5 Reasons Why Your Credit Card Interest Rate Changes from Month to Month

|
By Erica Sandberg Verified, Jon McDonald Verified, Ashley Fricker
| Cardrates
If you’re like me, you want certain things to be predictable, from flight departure times to the weather. And while it would be marvelous to count on your credit card interest rates being consistent from one month to the next, there are circumstances when they too may change, and often not in your favor. The annual percentage rate (APR) attached to your credit card account can vary for several reasons, including the rate it’s based on and how you handle your account.
Open in Who Shared Issue with article?

What Triggers a Credit Limit Decrease on Your Credit Card? 7 Reasons Issuers Make the Move

|
By Gerri Detweiler, Jon McDonald Verified, Ashley Fricker
| Cardrates
You go to make a purchase with your credit card and discover the credit limit you were counting on is suddenly slashed. It can happen to anyone, whether you have good credit or bad credit. Enough people have experienced credit limit cuts that the Consumer Financial Protection Bureau (CFPB) researched it for a 2022 report.
Open in Who Shared Issue with article?

Why Credit Card Payments Sometimes Get Applied Incorrectly (And What You Can Do)

|
By Gerri Detweiler, Jon McDonald Verified, Ashley Fricker
| Cardrates
Paying your credit card should be straightforward — and it often is — but when things go wrong, you can wind up paying hefty late fees and interest. And if you don’t catch a payment error quickly, you may wind up with a late payment on your credit reports. Watch on Here’s why credit card payments can be applied incorrectly, and what you can do to prevent or fix these glitches. In theory, automatic payments should make it easy to ensure your payments are made on time.
Open in Who Shared Issue with article?
See all 133 licensed articles (135 Total)
 •  Privacy  •  Terms  •  Security and Legal  •   •   •   • 

© 2026 Muck Rack

SOC 2® Certified