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Articles by Julia Cook
Buying with a sibling or rentvesting: some unorthodox approaches to buying a first home
Achieving the so-called “Australian dream” of home ownership is increasingly difficult for members of younger generations. Census data shows[1] that rates of home ownership have fallen from 64% in 1971 to 50% in 2021 among 30–34-year-olds, and from 50% to 36% for 25–29-year-olds. The reasons for this have been well canvassed in this housing series.
Buying with a sibling or rentvesting: some unorthodox approaches to buying a first home
Achieving the so-called “Australian dream” of home ownership is increasingly difficult for members of younger generations. Census data shows that rates of home ownership have fallen from 64% in 1971 to 50% in 2021 among 30–34-year-olds, and from 50% to 36% for 25–29-year-olds. We’ve asked experts to unpack some of the biggest topics for first-home buyers to consider – from working out what’s affordable and beginning the search, to knowing your rights when inspecting a property and making an offer.
Buying with a sibling or rentvesting: some unorthodox approaches to buying a first home
By Julia Cook, Senior Lecturer in Sociology, University of Newcastle Achieving the so-called “Australian dream” of home ownership is increasingly difficult for members of younger generations. Census data shows that rates of home ownership have fallen from 64% in 1971 to 50% in 2021 among 30–34-year-olds, and from 50% to 36% for 25–29-year-olds. The reasons for this have been well canvassed in this housing series.
Creating Healthy Boundaries
When it comes to boundaries, it can sometimes be challenging to find that happy balance between being too restrictive and too lenient. Here’s a video and two related handouts with ideas to help you find that healthy middle ground. If you’re using the Substack app, click here.
Helping Kids Deal with Emotions
I recently joined Sheryl Uehling and Tina McMillan on The Student Success Squad podcast to talk about how we can help kids deal with their emotions. And since I was talking to a couple of awesome tutors, I jumped in to do a bit of a COOKIE BYTES tutorial, too! Check it out right here!
The Dangers of Vaping
It may seem innocent enough — a simple puff — but there’s nothing innocuous about vaping and the inherent dangers of this habit. But how do we convey that message to our kids?
The Bank of Mum and Dad is exposing older Australians to the risk of financial abuse
Young Australians who would have once been locked out of home ownership are increasingly relying on the so-called Bank of Mum and Dad to get a deposit or to guarantee a bank loan. The Bank of Mum and Dad has become so large as a home loan enabler that the Productivity Commission says if it was an actual bank it would be somewhere between the fifth and ninth biggest mortgage lender.
'Bank of Mum and Dad' exposes older Aussies to risk of financial abuse
Young Australians who would have once been locked out of home ownership are increasingly relying on the so-called Bank of Mum and Dad to get a deposit or to guarantee a bank loan. or signup to continue reading See subscription options The Bank of Mum and Dad has become so large as a home loan enabler that the Productivity Commission says if it was an actual bank it would be somewhere between the fifth and ninth biggest mortgage lender.
The ‘Bank of Mum and Dad’ is exposing older Australians to the risk of financial abuse
This article is part of The Conversation’s series examining the housing crisis. Read the other articles in the series here[1]. Young Australians who would have once been locked out of home ownership are increasingly relying on the so-called Bank of Mum and Dad[2] to get a deposit or to guarantee a bank loan.
It's not just housing: The 'bank of mum and dad' is increasingly helping fund the lives of young Australians Original
Much has been made of the increasing presence of the "bank of mum and dad" in the lives of Australians. We know financial support from parents to adult children is increasingly used for entering the housing market. But our new research shows parents are also helping their young adult children in other ways, including with meeting everyday expenses. We've gained new insights into who is receiving support from parents and what it's used for.
Improving diagnostic procedures in Autism Spectrum Disorder
Back to Journals » Neuropsychiatric Disease and Treatment » Volume 20 Authors Cook J, Hull L, Mandy W Received 23 May 2023 Accepted for publication 14 February 2024 Published 7 March 2024 Volume 2024:20 Pages 505—514 DOI https://doi.org/10.2147/NDT.S372723 Checked for plagiarism Yes Review by Single anonymous peer review Peer reviewer comments 2 Editor who approved publication: Dr Roger Pinder Julia Cook,1,* Laura Hull,2,* Will Mandy3 1Social, Genetic and Developmental Psychiatry...
Liminality, COVID‐19 and the long crisis of young adults' employment
Abstract The COVID-19 crisis has brought into sharp relief the precarious employment situation of young people, precipitating a raft of academic and public claims of an unprecedented crisis that has disrupted young lives. Our study contributes to research on youth labour and transitions with new longitudinal empirical analysis. Our analysis challenges the “newness” of the precarity highlighted by COVID-19, focussing on employment.
Self-reported camouflaging behaviours used by autistic adults during everyday social interactions
During social interactions between autistic and non-autistic people, factors contributing to communication, reciprocity and rapport problems are both numerous and complex (double empathy problem; Milton, 2012).
Camouflaging in an everyday social context: An interpersonal recall study
Autism spectrum disorder (henceforth ‘autism’) has historically been defined at the level of behaviours, identified via the discernible presence and absence of specific observable characteristics regarding social communication, as well as restricted and repetitive interests and behaviours (American Psychiatric Association, 2000, 2013). However, there is growing recognition that some autistic individuals appear behaviourally non-autistic in certain contexts.
Intersecting marginalities: International students’ struggles for ‘survival’ in COVID‐19
ORIGINAL ARTICLE Julia Coffey The authors declare no conflict of interest. The project was funded by an internal Strategic Network and Pilot Projects grant from the Faculty of Arts and Education, University of Newcastle. The data that support the findings of this study are available on request from the corresponding author. The data are not publicly available due to privacy or ethical restrictions.
Rodney Meets A Dog for the First Time
This is our UK/International web site. Do you want to go to the US/Canada site? Rodney is a brown and black tabby cat with a perfectly straight tail which hooks over at the top like an upside-down coat hook, so no matter where he is hiding, his tail gives him away. Rodney lives in the countryside surrounded by green fields and many temptations. Rodney is keen to explore everything and his curiosity quite often gets him into trouble.
Why are Team GB so good at skeleton?
Embed from Getty Images Throwing yourself headfirst down an ice track on what seems to be little more than a tea tray may not sound appealing to many, but at the heart of it is one of Great Britain’s most successful winter sports. Skeleton returned to the Olympic Winter Games at Salt Lake City, USA in 2002 and Team GB have medalled at every Games since, winning seven medals in just five years. So how is temperate Britain, a country with no ice track, a world-leader in this chilly winter sport?
England 7s star Jodie Ounsley continues to break barriers
Photo credit: Szymon Gruchalski @szymongruchalski From being British jiu-jitsu champion to signing a full-time professional contract with England Rugby 7s, Jodie Ounsley is the exemplar of a multi-talented athlete. The 18-year-old’s sporting CV is nothing short of remarkable, but what makes her achievements even more impressive is that she is profoundly deaf.
Deafness no disability for England Rugby Sevens Olympic hopeful Jodie Ounsley
Photo credit: Szymon Gruchalski @szymongruchalski From being British jiu-jitsu champion to signing a full-time professional contract with England Rugby 7s, Jodie Ounsley is the exemplar of a multi-talented athlete. The 18-year-old’s sporting CV is nothing short of remarkable, but what makes her achievements even more impressive is that she is profoundly deaf.
Virtual doping tests shouldn't just be for the pandemic, they should be here to stay
Embed from Getty Images World champion Noah Lyles is one of the athletes participating in USADA’s virtual anti-doping testing program. The way we test elite athletes for doping has remained largely unchanged for years. If this was a system that worked then perhaps we could be forgiven for not adapting, but when we look at the face of anti-doping worldwide we are seeing a system of controversy, conspiracy and mistrust. It’s clear something has to change. Enter virtual doping tests.
Former international javelin thrower running a marathon in his garden for the NHS
Posted on 1 April 2020 by Julia Cook Embed from Getty Images If you’re missing your fix of live sport then look no further as James Campbell, a former international javelin thrower, is running a marathon in his six-metre garden today to raise money for the NHS amid the ongoing coronavirus pandemic. The challenge started as a throw away tweet, before gaining attention from England and Manchester City footballer Raheem Stirling and Chelsea striker Michy Batshuayi, who wished him good luck.
“They’ve been role models for me my whole career” GB skeleton athletes on their remarkable female Olympic success
Embed from Getty Images For most people, the thought of throwing yourself headfirst down an ice track at a speed of 90 miles an hour is an unwelcome one. But for skeleton athletes, this is their everyday. Great Britain have a remarkably successful history at skeleton and the female achievements on the program are standout. The GB women have claimed medals at the Olympics every year since 2006, including three golds during their last three outings.
Healthy Ways to Help Your Child Handle Anger
Healthy Ways to Help Your Child Handle Anger Don’t let your child’s anger get the best of them. Use these tips to help pinpoint the problem and put them on a path to success. BY JULIA COOK Anger is an emotion that is felt by everyone. Some people experience anger to a greater degree than others, but everyone has symptoms of the anger flu floating around inside of them. Anger can be caused by many factors. Sometimes the cause of anger can be easily identified, other times it cannot.
James Ellington’s London Olympic Stadium dreams come true after career-threatening crash
In 2016, James Ellington was at the height of his career. Personal bests in the 100m and 200m, Olympic team member for the 100m and 4x100m, European Champion as part of the 4x100m relay, and 5th in Europe for the individual event. It seemed as if nothing could slow him down. But five months after that record-breaking season ended, Ellington was involved in a motorbike crash with team-mate Nigel Levine that wasn’t just potentially career-ending, it was life-threatening.
JULIA COOK: Columnist tries her luck with her line as another angling season begins in P.E.I. | The Guardian
Patience is not my virtue, but stubbornness is. This means if I say I’m going fishing, I will. But I’m not particularly good at it. Julia Cook I looked outside my window at the crack of dawn on Monday morning to see rain. I could feel the chill by the window. It had been years since I’d taken part in the first day of recreational fishing and I couldn’t back out now. Plus, the container of worms I had gotten were only going to stay fresh for so long.
Tapping into tradition: Columnist Julia Cook discovers what goes into making perfect maple syrup | The Guardian
WOODVILLE MILLS, P.E.I. — As we walk down the muddy trail, maple-scented clouds are billowing out of a wood shed. Standing in the mist are two figures, stoking a wood fire and stirring vats of sugar maple sap. “If you crouch down right now and look into the fire, you can see how it works,” says Rick MacPhee, one of the owners of Woodland Maple Syrup in Woodville Mills.
BUCS Indoor Athletics Nationals 2019 Report
In what is always one of the most exciting weekends of the athletics calendar, BUCS Indoors was upon us once again and saw the Swansea University team make the journey up to Sheffield for the National competition. Not only did we get some great results but it was also incredible to see the tremendous hard work and effort from the athletes, both leading up to the events and at the championships themselves.
JULIA COOK: Head in the clouds | The Guardian
The Civil Air Search and Rescue Association’s P.E.I. director Doug MacDonald manouevres a Piper Cherokee 180 out of his hangar near the Charlottetown Airport. Sunday was the perfect day to fly, despite being -10 C.
JULIA COOK: Dipping into the unknown | The Guardian
The year of 2018 brought on so much change that it felt like I was being plunged into icy cold water with every turn. This year, I decided there was no better way to begin 2019 than to do exactly that. There are many reasons people participate in the Polar Bear Dip. Some do it as tradition, others as a dare. And then some, like myself, do it to overcome the fear of a new year.
October sports news round-up
The first month of term seems to have flown by, but not without some outstanding displays of sport. The first Team of the Week chosen by Sport Swansea was Women’s Rugby 1sts, who started off their season the right way by beating Bristol 26-12 away. This was a feat made even more remarkable with this being their first season in the BUCS Premiership League, after winning promotion last season.
JULIA COOK: A cross-P.E.I. brewing tour shows quality beer in each county is only hops, a skip and a jump away | The Guardian
It's 11 a.m. on a weekday morning, and I've just had my first coffee of the day. In about 40 minutes, I'm also about to have my first beer of the day. Three breweries, in three different counties, in six hours. It was going to be a long day of beer. My last year in Newfoundland, I worked at a cycling company and, as is the culture with road cycling and mountain biking, I got a taste for good beer. There is truly nothing better than coming off the trails to relax with a hoppy glass of brew.
JULIA COOK: A cross-Island brewing tour shows quality beer in each county is only a skip, hops and a jump away | The Guardian
It's 11 a.m. on a weekday morning, and I've just had my first coffee of the day. In about 40 minutes, I'm also about to have my first beer of the day. Three breweries, in three different counties, in six hours. It was going to be a long day of beer. My last year in Newfoundland I worked at a cycling company and, as is the culture with road cycling and mountain biking, I got a taste for good beer. There is truly nothing better than coming off the trails to relax with a hoppy glass of brew.
JULIA COOK: A cross-Island brewing tour shows quality beer in each county is only a skip, hops and a jump away | The Journal Pioneer
It's 11 a.m. on a weekday morning, and I've just had my first coffee of the day. In about 40 minutes, I'm also about to have my first beer of the day. Three breweries, in three different counties, in six hours. It was going to be a long day of beer. My last year in Newfoundland I worked at a cycling company and, as is the culture with road cycling and mountain biking, I got a taste for good beer. There is truly nothing better than coming off the trails to relax with a hoppy glass of brew.
Must read kids books for fall teach sometimes hard lessons
My Mouth Is A VolcanoBy Julia CookIllustrated by Carrie HartmanBest For: Ages 4-6Interrupting conversations, important moments and general quiet is commonplace when children are around. My Mouth Is A Volcano takes a humorous look at how to help children control their impulses and emotions. Louis is a very smart boy and he has a lot to say. Unfortunately, for those around him, Louis struggles with controlling his words. They just explode from his mouth like a volcano.
Jakarta to host the 2018 Southeast Asia Blockchain Summit
2018 edition of the meeting of blockchain experts and professionals, the Southeast Asia Blockchain Summit, is to be held in Jakarta, Indonesia in November The Southeast Asia Blockchain Summit is a conference designed to bring together the heavyweights and different stakeholders in the blockchain industry in a bid to network and grow the industry.
How to Differentiate Between Utility Tokens and Security Tokens
As the world becomes more familiar with blockchain technology and cryptocurrencies, the question that many countries are struggling to address is whether a token can and should be classified as a security. The line between a security token and a utility token is generally not clear. To determine whether a token is a utility token it is necessary to understand the concept of utility and security tokens.
Beyond Mining: How the Cryptocurrency Craze Has Affected E-Gamers
Indeed, the graphs above illustrate this cryptocurrency break out, in which Bitcoin suddenly skyrocketed from $10,830 USD on December 1, 2018 to just under $20,000 USD on December 17, 2017. This price spike inevitably pulled other cryptocurrencies higher. In fact, even struggling cryptocurrencies that had not been growing in the same way as Bitcoin had been since May, felt the positive peripheral benefits of the market albeit briefly.
Beyond Mining: How the Cryptocurrency Craze Has Affected E-Gamers
Indeed, the graphs above illustrate this cryptocurrency break out, in which Bitcoin suddenly skyrocketed from $10,830 USD on December 1, 2018 to just under $20,000 USD on December 17, 2017. This price spike inevitably pulled other cryptocurrencies higher. In fact, even struggling cryptocurrencies that had not been growing in the same way as Bitcoin had been since May, felt the positive peripheral benefits of the market albeit briefly.
Bitmain IPO In Sight After Years Of Solid Earnings
Bitmain IPO In Sight After Years Of Solid Earnings Blockchain mining giant Bitmain Technologies has reportedly earned more than $1.1 billion USD in the first quarter of 2018. This is a staggering result considering all the market fluctuations and the fact that its entire profit for the same period in 2017 was $1.2 billion USD. There are rumours about a Bitmain IPO later in the year in Hong Kong, and these numbers will certainly help Bitmain’s valuation.
Chinese Blockchain Evolution - Proudly NOT Chinese?
On July 20, 2018 China released its third monthly CCID Global Public Blockchain Technology Assessment Index, which revealed some interesting findings. According to this index, the top five ranking blockchain platforms are EOS, Ethereum, Nebulas, GXChain, and lastly NEO.
What is GPU Mining, and How Does it Differ from ASIC Mining?
Before we can progress with these concepts, it is necessary to define briefly what cryptocurrency mining is. In very basic terms, mining refers to the process of using CPU, GPU or ASIC processing power for the purposes of hashing blocks and verifying transactions on the blockchain. This is done in exchange for a reward in the form of cryptocurrency, either for hashing a block which mints new coins, verifying a transaction to get a transaction fee or both.
IBM Makes Major Strides for Blockchain… and Crypto?
IBM has been making headlines this year due to its ongoing blockchain research, as well as its various blockchain-related collaborations. This is especially true in relation to its IoT tracking blockchain services, as well as its partnerships with numerous banks that are considering implementing their blockchain technology for transparent and efficient transactions. It’s important to note that IBM’s involvement in blockchain-related spheres has been increasing over the last few years.
Facebook Adjusts Cryptocurrency Ad Policies
The first half of this year had seen a massive scramble by both countries and media platforms as they struggle to find the balance between free trade, fair legislation and protecting investors from potential scam artists. This is unsurprising given that fraudulent ICOs have stolen hundreds of millions of dollars.
Everything You Need to Know About E-Wallets
Everything You Need to Know About E-Wallets An e-wallet, or digital wallet, is a software program that allows a user to store either fiat money or cryptocurrencies online. Assets stored in the e-wallet can be used for transactions such as purchases. E-Wallets can also store passwords and track user transaction history. E-wallets for cryptocurrencies facilitate direct peer-to-peer payments, without the assistance of intermediaries. The user first needs register for an e-wallet.
Bitcoin Establishes A New 2018 Low
It was only in October 2017 that the crypto-world watched with excitement as bitcoin finally surpassed the $5,000 USD mark and began its race towards it’s all-time high of $19,535.70 USD on December 17, 2017. However, it now seems set to do the exact opposite, having hit this year’s record low at $5,892 USD earlier today.
Re-Rank: Top 20 Girls NCAA Swimming Recruits, Class of 2018
As NCAA recruiting continues to evolve, so does our coverage. High schoolers are committing earlier, which last year caused us to move up our annual recruit rankings by a month. This year, we moved up another month, then jumped a year into the future to rank the Class of 2020 a full 14 months before we traditionally would.
Everything You Need to Know About an ICO White Paper
Everything You Need to Know About an ICO White Paper White papers are often one of the first things that investors look for when they visit a new ICO website (after perhaps the summary and video). They depend on it as the definitive reference source of information on what the ICO venture is hoping to provide. Before delving further, we need to realize that the requirements and expectations of a white paper will differ based on the industry that it is being applied to.
All You Need to Know About the ICO KYC Process
Everything You Need To Know About KYC New crypto-investors are often exposed to an array of legal and crypto-jargon that they have never heard of before. One term that crops up frequently is that of KYC, which is also a concept that is gaining wider interest in the business world in general. In the digital age, it is becoming more and more difficult for businesses and individuals to protect themselves from fraudulent accounts and activities.
Microsoft Reiterates Plan to Generate Blockchain Protocols
Microsoft has been accepting bitcoin for product purchases since 2014, and has been involved in blockchain-related projects since 2017. While this gap may seem surprising, given that Microsoft generally attempts to be at the forefront of technological innovation, their approach does seem to make sense.
Top 10 Machine Learning Algorithms for Beginners
The study of ML algorithms has gained immense traction post the Harvard Business Review article terming a ‘Data Scientist’ as the ‘Sexiest job of the 21st century’. So, for those starting out in the field of ML, we decided to do a reboot of our immensely popular Gold blog The 10 Algorithms Machine Learning Engineers need to know — albeit this post is targeted towards beginners. ML algorithms are those that can learn from data and improve from experience, without human intervention.
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