According to research conducted by Compare Club, the majority of brokers expect the RBA to lower the official cash rate by 0.25%, bringing it down to 3.85%. If passed on in full, the move would offer some much-needed relief to households feeling the pinch, with mortgage holders saving anywhere between $78 and $155 a month, depending on the size of their loan. After two years of rapid rate hikes and extended holds, this could be the turning point homeowners have been waiting for.