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Kim Porter

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Boston
As seen in: Forbes Advisor, MSN, MSN Canada, Yahoo Life, Business Insider, Buy Side WSJ, USA Today, USA TODAY Blueprint, Yahoo News, Yahoo Singapore and
Freelance personal finance writer / See my work at kimportereditorial.com 🏃🏼‍♀️☕️🐶📝
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Articles

Pros and cons of high-yield savings accounts: Is an HYSA right for you?

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By Kim Porter Verified
| Yahoo Finance Verified
Are you considering opening a high-yield savings account (HYSA)? In many cases, it's a smart move. These accounts can pay as much as 10 times the interest of a regular savings account. Plus, there's no risk of losing your money due to market turbulence or bank failures. That said, high-yield savings accounts do have some drawbacks.
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What to Do If You Trigger a Penalty APR

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By Kim Porter Verified, Emily Roth Verified, Emily Hayes Verified
| Money US News
Getty Images The higher your credit card balance, the more damage a penalty APR may cause. Some of the links on this site contain offers from our partners. The offers in this article may be expired or currently unavailable. Key Takeaways A penalty APR is a higher interest rate you may pay if you violate the terms of your credit card agreement. The new APR may be applied to your current statement balance or just future transactions.
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How Student Loans Affect Your Taxable Income

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By Kim Porter Verified, Emily Roth Verified, Mark Evitt Verified
| Money US News
Getty Images Student loans are not taxable income, but be aware that other types of aid are treated differently. Key Takeaways Student loans don't count as income because borrowers are ultimately responsible for paying the money they received back. While forgiven student loans didn't used to be taxed, starting in 2026 they will be. Scholarships or grants used to pay room and board are also taxable. Many students borrow money or accept grants and scholarships to help pay for higher education.
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