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Twitter Join the conversation on Twitter using #Overdraft Bank overdraft fees have been on the rise for many years as income volatility rises and more Americans live paycheck-to-paycheck. Federal bank regulators have done little to help American families, failing to speed up America’s payment system to address one of the many root causes of overdrafts (slow deposit times) while giving a thumbs-up to banks who choose to increase profits at the expense of those living on the financial edge.
Thanks to the work of the Consumer Financial Protection Bureau (CFPB), Shirley Banks of Greenville, Miss. received a $1,000 check in the mail in 2016. Hundreds of thousands of other people got help from the CFPB, too. But today’s leadership of this vital agency is demonstrating how government can abandon the goals Congress set out for it, and betray the people it should protect.
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